What is a SWIFT Code (BIC Code)?

A SWIFT code (Society for Worldwide Interbank Financial Telecommunication) or BIC (Business Identifier Code) is an 8 or 11-character alphanumeric code used globally to identify banks and financial institutions during international wire transfers and foreign money remittances.

What SWIFT code should I use if my bank branch does not have one?

In India, individual retail branches do not need their own unique SWIFT code. You should use the bank's Central Head Office SWIFT Code (or regional Forex branch code) along with your individual branch IFSC code and your bank account number. The receiving bank will convert the currency and route it directly into your local account.

International Banking & Wire Transfers

All Bank SWIFT Code (BIC Code) India

Find verified SWIFT / BIC codes for foreign inward remittances and international wire transfers across 4,300+ Indian bank forex branches.

State Bank of India HDFC Bank ICICI Bank Punjab National Bank Axis Bank Canara Bank Bank of Baroda Union Bank

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Verified SWIFT / BIC Codes Directory 4,316 Codes

Bank Name	Branch / Forex Office	City	SWIFT / BIC Code	Helpline Phone	Details & Routing
A Abhyudaya Cooperative Bank Limited Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	ABHYINBBXXX	1800 1200 1200	Explore
A AU Small Finance Bank Head Office	Head Office / Global Treasury Dealing Branch	JAIPUR RAJASTHAN	AUBLINBBXXX	1800 1200 1200	Explore
A Axis Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	UTIBINBBXXX	1860 419 5555 / 1860 500 5555	Explore
B Bandhan Bank Head Office	Head Office / Global Treasury Dealing Branch	KOLKATA WEST BENGAL	BDBLINBBXXX	1800 258 8181	Explore
B Bank of Baroda Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	BARBINBBXXX	1800 5700 / 1800 5000	Explore
B Bank of India Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	BKIDINBBXXX	1800 103 1906 / 1800 220 229	Explore
B Bank of Maharashtra Head Office	Head Office / Global Treasury Dealing Branch	PUNE MAHARASHTRA	MAHBINBBXXX	1800 233 4526 / 1800 102 2636	Explore
B Bharat Cooperative Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	BCBMINBBXXX	1800 1200 1200	Explore
C Canara Bank Head Office	Head Office / Global Treasury Dealing Branch	BENGALURU KARNATAKA	CNRBINBBXXX	1800 425 0018 / 1800 1030	Explore
C Catholic Syrian Bank Head Office	Head Office / Global Treasury Dealing Branch	THRISSUR KERALA	CSBKINBBXXX	1800 1200 1200	Explore
C Central Bank of India Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	CBININBBXXX	1800 22 1911	Explore
C Citibank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	CITIINBBXXX	1800 1200 1200	Explore
C City Union Bank Head Office	Head Office / Global Treasury Dealing Branch	KUMBAKONAM TAMIL NADU	CIUBINBBXXX	1800 1200 1200	Explore
C Cosmos Bank Head Office	Head Office / Global Treasury Dealing Branch	PUNE MAHARASHTRA	COSBINBBXXX	1800 1200 1200	Explore
D DBS Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	DBSSINBBXXX	1800 1200 1200	Explore
D Deutsche Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	DEUTINBBXXX	1800 1200 1200	Explore
E Equitas Small Finance Bank Head Office	Head Office / Global Treasury Dealing Branch	CHENNAI TAMIL NADU	ESFBINBBXXX	1800 1200 1200	Explore
F Federal Bank Head Office	Head Office / Global Treasury Dealing Branch	ALUVA KERALA	FDRLINBBXXX	1800 425 1199 / 1800 420 1199	Explore
H HDFC Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	HDFCINBBXXX	1800 202 6161 / 1860 267 6161	Explore
H HSBC Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	HSBCINBBXXX	1800 1200 1200	Explore
I ICICI Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	ICICINBBXXX	1800 1080 / 1860 120 7777	Explore
I IDBI Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	IBKLINBBXXX	1800 209 4324 / 1800 22 1070	Explore
I IDBI Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	IBKLINBBXXX	1800 209 4324 / 1800 22 1070	Explore
I IDFC FIRST Bank Head Office	Head Office / Global Treasury Dealing Branch	MUMBAI MAHARASHTRA	IDFBINBBXXX	1800 10 888	Explore
I Indian Bank Head Office	Head Office / Global Treasury Dealing Branch	CHENNAI TAMIL NADU	IDIBINBBXXX	1800 425 00 000	Explore

Showing 1 to 25 of 4,316 SWIFT codes

Understanding SWIFT / BIC Codes in India

The SWIFT Code (Society for Worldwide Interbank Financial Telecommunication) or BIC Code (Business Identifier Code) is an internationally recognized 8 or 11-character identifier assigned to banks and financial institutions worldwide. While Indian domestic transactions utilize the 11-digit IFSC code (for NEFT, RTGS, IMPS, and UPI), any cross-border financial transfer entering or exiting India requires an authorized SWIFT code.

Bank Code (4 Characters)

The first 4 letters represent the financial institution (e.g. SBIN for State Bank of India, HDFC for HDFC Bank, ICIC for ICICI Bank).

Country & Location (4 Characters)

The next 2 characters are always IN for India, followed by 2 alphanumeric characters identifying the city/region (e.g. BB for Mumbai, DD for Delhi).

Branch Code (3 Characters)

The optional final 3 characters identify a specific dealing unit. When omitted or marked as XXX, it refers to the primary Head Office.

Frequently Asked Questions (FAQ)

1. What should I do if my local bank branch does not have its own SWIFT Code?

In India, over 95% of individual retail branches do not have their own unique SWIFT code issued by SWIFT. You should use the bank's Central Head Office SWIFT Code (e.g. SBININBBXXX for SBI) or your circle's authorized Forex branch SWIFT code. The sending bank abroad will route funds to India using this SWIFT code, and the central clearing system will credit your exact account using your branch's IFSC Code.

2. What is the difference between SWIFT Code, IFSC Code, and MICR Code?

- IFSC Code (11 digits): Used for domestic electronic transfers inside India (NEFT, RTGS, IMPS, UPI).
- MICR Code (9 digits): Used for automated clearing and physical cheque processing.
- SWIFT / BIC Code (8 or 11 characters): Used for cross-border international remittances from foreign countries into India.

3. What information does an overseas sender need to wire money to my account in India?

The sender will need your Full Name (as per your bank records), your Bank Account Number, your Bank's SWIFT / BIC Code, your Branch's IFSC Code, and the Bank Name and City.