Terms & Conditions

1. Acceptance of Terms

By accessing and using IFSC Code Dekho (ifsccodedekho.in), you acknowledge that you have read, understood, and agree to comply with and be bound by these Terms & Conditions, together with our Privacy Policy and Disclaimer.

If you do not accept these terms in their entirety, you must discontinue your use of this website immediately.

2. Informational Service Nature & No Financial Advice

IFSC Code Dekho operates purely as a free informational search utility and public directory.

• We are NOT a bank, non-banking financial institution (NBFC), payment gateway, or financial advisor.
• We do NOT initiate, settle, clear, or process money transfers or payments.
• Nothing contained on this website constitutes legal, taxation, or financial advice.

3. User Due Diligence & Verification Obligation

4. Intellectual Property Rights

The unique software architecture, user interface, database indexing algorithms, CSS stylesheets, graphic elements, and editorial guides on this portal are the intellectual property of IFSC Code Dekho and are protected under Indian and international copyright laws.

All third-party bank names, acronyms (such as SBI, HDFC, ICICI, PNB, Axis), and institutional trademarks remain the exclusive property of their respective banks and are referenced strictly for identification and nominative fair use purposes.

5. Permissible & Prohibited Use

You may use our services for lawful personal or business search purposes. You agree NOT to:

• Deploy automated web scrapers, spiders, robots, or bulk data extraction tools without prior written permission.
• Engage in denial-of-service (DoS) attacks or activities that disrupt our server infrastructure.
• Frame or embed our website within another portal in a manner that misleads consumers or infringes upon our trademarks.
• Republish our database wholesale for commercial monetization or resale.

6. Third-Party Advertising (Google AdSense & AdX)

To maintain IFSC Code Dekho as a 100% free service for all Indian citizens, we display advertisements provided by trusted advertising networks, including Google AdSense and Google AdX.

We do not control the specific commercial products or third-party services advertised through automated ad exchanges. Interaction with or purchase of products from third-party advertisers is solely at the user's discretion.

7. Limitation of Liability

To the maximum extent permitted under applicable law, IFSC Code Dekho, its founder (Ravindra Singh Rathore), developers, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Any errors, omissions, or inaccuracies in bank IFSC, MICR, or branch details.
• Failed, delayed, or misrouted NEFT, RTGS, IMPS, or UPI financial transactions.
• Temporary server downtime, maintenance delays, or third-party cyber disruptions.

8. Indemnification

You agree to defend, indemnify, and hold harmless IFSC Code Dekho, its operators, officers, and agents from and against any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms or misuse of our services.

9. Governing Law & Dispute Jurisdiction

These Terms and Conditions shall be governed by, construed, and enforced in accordance with the laws of the Republic of India. Any legal dispute or proceeding arising out of or related to this portal shall be subject to the exclusive jurisdiction of the competent civil courts situated in Jaipur, Rajasthan, India.

10. Modifications & Inquiries

We reserve the right to revise or update these Terms & Conditions periodically. Changes take effect immediately upon being posted to this page.

For legal questions or formal communications regarding these terms, please contact: