Indian Overseas Bank KARUR GANDHIGRAMAM IFSC Code: IOBA0002701
TIRUCHIRAPALLI, KARUR, TAMIL NADU • MICR: 639020019
How to find IFSC Code IOBA0002701 branch for KARUR GANDHIGRAMAM?
It is critical to find and verify the correct IFSC code IOBA0002701 for the KARUR GANDHIGRAMAM branch of Indian Overseas Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify IOBA0002701 IFSC Code?
The best and simplest place to verify the IOBA0002701 IFSC code for KARUR GANDHIGRAMAM branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
IOBA0002701 is the unique IFSC Code assigned to the KARUR GANDHIGRAMAM branch of Indian Overseas Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the KARUR GANDHIGRAMAM branch is 18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004, located in the KARUR district of TAMIL NADU state (Center/City: TIRUCHIRAPALLI).
IFSC Code Structure for Indian Overseas Bank
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC IOBA0002701
You can transfer funds to any account in Indian Overseas Bank KARUR GANDHIGRAMAM branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Indian Overseas Bank - KARUR GANDHIGRAMAM
What is the IFSC code of Indian Overseas Bank KARUR GANDHIGRAMAM?
The IFSC Code of Indian Overseas Bank KARUR GANDHIGRAMAM branch is IOBA0002701. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Indian Overseas Bank KARUR GANDHIGRAMAM?
The MICR code of this branch is 639020019. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Indian Overseas Bank KARUR GANDHIGRAMAM?
The branch is located at 18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004, in TIRUCHIRAPALLI, KARUR District, TAMIL NADU State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.