International Banking & Wire Transfers

Indian Overseas Bank SWIFT Code: IOBAINBBXXX

Find verified SWIFT / BIC codes for foreign inward remittances and international wire transfers across 4,300+ Indian bank forex branches.

⭐ Primary Head Office SWIFT Code

Indian Overseas Bank

Head Office / Global Treasury Dealing Branch • CHENNAI

Official SWIFT / BIC Code
IOBAINBBXXX

SWIFT Code Anatomy Breakdown

IOBA
Bank Code
Indian Overseas Bank
IN
Country Code
India (IN)
BB
Location Code
CHENNAI
XXX
Branch Code
Head Office / Central
Bank & Branch
Indian Overseas Bank
Head Office / Global Treasury Dealing Branch
Location Address
CHENNAI, TAMIL NADU
Central Office, 763 Anna Salai, Chennai - 600002
Forex & Customer Helpline
1800 890 4445 / 1800 425 4445
Call Bank Support

Instructions for International Inward Wire Remittance:

When someone transfers foreign currency to your Indian Overseas Bank bank account from abroad (USA, UK, Canada, UAE, Europe, etc.), provide them the following details:

1. Beneficiary Name: Your Name as on Account
2. Account Number: Your Bank Account Number
3. SWIFT / BIC Code: IOBAINBBXXX
4. Branch IFSC Code: Your local branch IFSC

Bank Branches Operating Under SWIFT Code IOBAINBBXXX

All 4,507 retail branches of Indian Overseas Bank route inward international remittances through this SWIFT / BIC network.

Branch Name City / Center District State IFSC Code Branch Contact Action
KOLKATA JULIAN DAY SCHOOL 24 PARGANAS GANGANAGAR WEST BENGAL IOBA0001772 +91 33250 00000 View Branch
RAJARHAT 24 PARGANAS GOPALPUR WEST BENGAL IOBA0002231 +91 33650 00000 View Branch
BHIMARAM ADILABAD BHEEMARAM ANDHRA PRADESH IOBA0002493 +91 44290 00000 View Branch
JAIPUR M I ROAD ADILABAD JAIPUR ANDHRA PRADESH IOBA0000158 +91 14120 00000 View Branch
KAGAZ NAGAR ADILABAD SIRPUR ANDHRA PRADESH IOBA0003323 +91 44290 00000 View Branch
MANCHERIAL ADILABAD MANCHERIYAL ANDHRA PRADESH IOBA0002599 +91 44290 00000 View Branch
MUDHOL ADILABAD MUDHOL ANDHRA PRADESH IOBA0002295 280205 View Branch
NIRMAL ADILABAD NIRMAL ANDHRA PRADESH IOBA0003675 +91 87020 00000 View Branch
RAJAMPET ADILABAD RAJAMPET ANDHRA PRADESH IOBA0001478 +91 85650 00000 View Branch
VAISHALI NAGAR ADILABAD JAIPUR ANDHRA PRADESH IOBA0001539 28253231 View Branch
ACHNERA AGRA ACHNERA UTTAR PRADESH IOBA0002329 265029 View Branch
AGRA KAMALANAGAR AGRA AGRA UTTAR PRADESH IOBA0000455 +91 44290 00000 View Branch
AGRA MAIN AGRA AGRA UTTAR PRADESH IOBA0000266 +91 56220 00000 View Branch
ARTONI AGRA AGRA UTTAR PRADESH IOBA0000423 2642338 View Branch
BICHPURI AGRA AGRA UTTAR PRADESH IOBA0002916 +91 44290 00000 View Branch
DHANAULI AGRA DHANOLI UTTAR PRADESH IOBA0003492 +91 54220 00000 View Branch
ETMADPUR AGRA ETMADPUR UTTAR PRADESH IOBA0002674 +91 44290 00000 View Branch
FATEHABAD AGRA AGRA UTTAR PRADESH IOBA0002895 +91 44290 00000 View Branch
FATEHABAD RD AGRA AGRA UTTAR PRADESH IOBA0001433 2331057 View Branch
JAL SANSTHAN AGRA AGRA AGRA UTTAR PRADESH IOBA0002268 2621729 View Branch
KEETHAM AGRA KIRAOLI UTTAR PRADESH IOBA0002331 +91 16380 00000 View Branch
KHERIA AIR FORCE ST AGRA AGRA UTTAR PRADESH IOBA0000451 2301485 View Branch
R B S COLLEGE AGRA AGRA UTTAR PRADESH IOBA0000414 2355463 View Branch
ROHTA AGRA ROHTA UTTAR PRADESH IOBA0002597 +91 44290 00000 View Branch
AHMEDABAD AHMADABAD AHMEDABAD GUJARAT IOBA0001816 223457 View Branch
AHMEDABAD BAVLA AHMADABAD BAVLA GUJARAT IOBA0002532 231884 View Branch
AHMEDABAD HEBATPUR ROAD AHMADABAD AHMEDABAD GUJARAT IOBA0003260 +91 44290 00000 View Branch
AHMEDABAD KALUPUR CIRCLE AHMADABAD AHMEDABAD GUJARAT IOBA0000003 +91 79220 00000 View Branch
AHMEDABAD NIKOL AHMADABAD AHMEDABAD GUJARAT IOBA0003258 +91 44290 00000 View Branch
AHMEDABAD VASTRAL AHMADABAD AHMEDABAD GUJARAT IOBA0003259 +91 44290 00000 View Branch
AHMEDABAD VASTRAPUR AHMADABAD AHMEDABAD GUJARAT IOBA0001042 26740355 View Branch
AHMEDABAD VATVA AHMADABAD AHMEDABAD GUJARAT IOBA0003261 +91 44290 00000 View Branch
AHMEDABADC G ROAD AHMADABAD AHMEDABAD GUJARAT IOBA0002062 +91 44290 00000 View Branch
ASHRAM ROAD AHMADABAD AHMEDABAD GUJARAT IOBA0000353 26581984 View Branch
BODAKDEV AHMADABAD BODAKDEV GUJARAT IOBA0001841 228017 View Branch
CHANDIAL AHMADABAD KUHA GUJARAT IOBA0003063 +91 44290 00000 View Branch
CHANGODAR AHMADABAD AHMEDABAD GUJARAT IOBA0002531 250131 View Branch
GITA MANDIR RD AHMADABAD AHMEDABAD GUJARAT IOBA0000110 25430231 View Branch
KUHA AHMADABAD KUHA GUJARAT IOBA0000189 912718000000 View Branch
MANINAGAR AHMEDABAD AHMADABAD AHMEDABAD GUJARAT IOBA0002465 25454344 View Branch
NARANPURA AHMADABAD AHMEDABAD GUJARAT IOBA0000879 27682048 View Branch
PRAHALAD NAGAR AHMADABAD AHMEDABAD GUJARAT IOBA0001924 26937294 View Branch
R O AHMEDABAD AHMADABAD AHMEDABAD GUJARAT IOBA0000811 +91 44290 00000 View Branch
RAMOL AHMADABAD RAMOL GUJARAT IOBA0000469 25851124 View Branch
RELIEF RD AHMADABAD AHMEDABAD GUJARAT IOBA0000377 25508094 View Branch
SABARMATI AHMADABAD AHMEDABAD GUJARAT IOBA0001763 200455 View Branch
SANAND AHMADABAD SANAND GUJARAT IOBA0002304 223423 View Branch
SATELLITE AHMADABAD AHMEDABAD GUJARAT IOBA0001418 26852676 View Branch
SOLA AHMADABAD SOLA GUJARAT IOBA0000447 27712595 View Branch
STADIUM RD AHMADABAD AHMEDABAD GUJARAT IOBA0000125 26461694 View Branch

Understanding SWIFT / BIC Codes in India

The SWIFT Code (Society for Worldwide Interbank Financial Telecommunication) or BIC Code (Business Identifier Code) is an internationally recognized 8 or 11-character identifier assigned to banks and financial institutions worldwide. While Indian domestic transactions utilize the 11-digit IFSC code (for NEFT, RTGS, IMPS, and UPI), any cross-border financial transfer entering or exiting India requires an authorized SWIFT code.

Bank Code (4 Characters)

The first 4 letters represent the financial institution (e.g. SBIN for State Bank of India, HDFC for HDFC Bank, ICIC for ICICI Bank).

Country & Location (4 Characters)

The next 2 characters are always IN for India, followed by 2 alphanumeric characters identifying the city/region (e.g. BB for Mumbai, DD for Delhi).

Branch Code (3 Characters)

The optional final 3 characters identify a specific dealing unit. When omitted or marked as XXX, it refers to the primary Head Office.

Frequently Asked Questions (FAQ)

1. What should I do if my local bank branch does not have its own SWIFT Code?

In India, over 95% of individual retail branches do not have their own unique SWIFT code issued by SWIFT. You should use the bank's Central Head Office SWIFT Code (e.g. SBININBBXXX for SBI) or your circle's authorized Forex branch SWIFT code. The sending bank abroad will route funds to India using this SWIFT code, and the central clearing system will credit your exact account using your branch's IFSC Code.

2. What is the difference between SWIFT Code, IFSC Code, and MICR Code?

- IFSC Code (11 digits): Used for domestic electronic transfers inside India (NEFT, RTGS, IMPS, UPI).
- MICR Code (9 digits): Used for automated clearing and physical cheque processing.
- SWIFT / BIC Code (8 or 11 characters): Used for cross-border international remittances from foreign countries into India.

3. What information does an overseas sender need to wire money to my account in India?

The sender will need your Full Name (as per your bank records), your Bank Account Number, your Bank's SWIFT / BIC Code, your Branch's IFSC Code, and the Bank Name and City.