Verified RBI IFSC Record

Indian Overseas Bank NACHALUR IFSC Code: IOBA0000611

KARUR, NACHALUR, TAMIL NADU • MICR: 620020026

Official IFSC Code
IOBA0000611
Cheque MICR Code
620020026
SWIFT / BIC Code
IOBAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Indian Overseas Bank
Branch Name
NACHALUR
SWIFT / BIC Code
IOBAINBBXXX
International wire inward remittance routing
Cheque MICR Code
620020026
City / Center
KARUR
District
NACHALUR
State
TAMIL NADU
Complete Address
SF NO 893 MAIN ROAD NEAR BUS STAND NACHALUR PIN 639110
Branch Contact
246624 Call
Customer Care / Toll-Free
1800 890 4445 / 1800 425 4445 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code IOBA0000611 branch for NACHALUR?

It is critical to find and verify the correct IFSC code IOBA0000611 for the NACHALUR branch of Indian Overseas Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify IOBA0000611 IFSC Code?

The best and simplest place to verify the IOBA0000611 IFSC code for NACHALUR branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

IOBA0000611 is the unique IFSC Code assigned to the NACHALUR branch of Indian Overseas Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the NACHALUR branch is SF NO 893 MAIN ROAD NEAR BUS STAND NACHALUR PIN 639110, located in the NACHALUR district of TAMIL NADU state (Center/City: KARUR).

IFSC Code Structure for Indian Overseas Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

IOBA
First 4 Characters Represents the Bank Name (Indian Overseas Bank)
0
5th Character Always 0 (Zero), reserved for future use
000611
Last 6 Characters Uniquely identifies the NACHALUR branch

Online Fund Transfer Options using IFSC IOBA0000611

You can transfer funds to any account in Indian Overseas Bank NACHALUR branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Indian Overseas Bank - NACHALUR

What is the IFSC code of Indian Overseas Bank NACHALUR?

The IFSC Code of Indian Overseas Bank NACHALUR branch is IOBA0000611. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Indian Overseas Bank NACHALUR?

The MICR code of this branch is 620020026. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Indian Overseas Bank NACHALUR?

The branch is located at SF NO 893 MAIN ROAD NEAR BUS STAND NACHALUR PIN 639110, in KARUR, NACHALUR District, TAMIL NADU State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.