Verified RBI IFSC Record

Indian Overseas Bank THIRUVELLARAI IFSC Code: IOBA0002707

TIRUCHIRAPALLI, MANACHANALLUR, TAMIL NADU • MICR: IOBA00027

Official IFSC Code
IOBA0002707
Cheque MICR Code
IOBA00027
SWIFT / BIC Code
IOBAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Indian Overseas Bank
Branch Name
THIRUVELLARAI
SWIFT / BIC Code
IOBAINBBXXX
International wire inward remittance routing
Cheque MICR Code
IOBA00027
City / Center
TIRUCHIRAPALLI
District
MANACHANALLUR
State
TAMIL NADU
Complete Address
DOOR NO 286 SANNATHI ST THIRUVELLARAI TRICHY 621009
Branch Contact
+91 44290 00000 Call
Customer Care / Toll-Free
1800 890 4445 / 1800 425 4445 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code IOBA0002707 branch for THIRUVELLARAI?

It is critical to find and verify the correct IFSC code IOBA0002707 for the THIRUVELLARAI branch of Indian Overseas Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify IOBA0002707 IFSC Code?

The best and simplest place to verify the IOBA0002707 IFSC code for THIRUVELLARAI branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

IOBA0002707 is the unique IFSC Code assigned to the THIRUVELLARAI branch of Indian Overseas Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the THIRUVELLARAI branch is DOOR NO 286 SANNATHI ST THIRUVELLARAI TRICHY 621009, located in the MANACHANALLUR district of TAMIL NADU state (Center/City: TIRUCHIRAPALLI).

IFSC Code Structure for Indian Overseas Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

IOBA
First 4 Characters Represents the Bank Name (Indian Overseas Bank)
0
5th Character Always 0 (Zero), reserved for future use
002707
Last 6 Characters Uniquely identifies the THIRUVELLARAI branch

Online Fund Transfer Options using IFSC IOBA0002707

You can transfer funds to any account in Indian Overseas Bank THIRUVELLARAI branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Indian Overseas Bank - THIRUVELLARAI

What is the IFSC code of Indian Overseas Bank THIRUVELLARAI?

The IFSC Code of Indian Overseas Bank THIRUVELLARAI branch is IOBA0002707. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Indian Overseas Bank THIRUVELLARAI?

The MICR code of this branch is IOBA00027. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Indian Overseas Bank THIRUVELLARAI?

The branch is located at DOOR NO 286 SANNATHI ST THIRUVELLARAI TRICHY 621009, in TIRUCHIRAPALLI, MANACHANALLUR District, TAMIL NADU State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.