Verified RBI IFSC Record

Indian Overseas Bank UDANGUDI IFSC Code: IOBA0002411

TOOTHUKUDI, UDANGUDI, TAMIL NADU • MICR: 627020083

Official IFSC Code
IOBA0002411
Cheque MICR Code
627020083
SWIFT / BIC Code
IOBAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Indian Overseas Bank
Branch Name
UDANGUDI
SWIFT / BIC Code
IOBAINBBXXX
International wire inward remittance routing
Cheque MICR Code
627020083
City / Center
TOOTHUKUDI
District
UDANGUDI
State
TAMIL NADU
Complete Address
56A 2 BY 2,SRI RAM BUILDING,BUS STAND ROAD,DANGUDI 628 203.
Branch Contact
250310 Call
Customer Care / Toll-Free
1800 890 4445 / 1800 425 4445 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code IOBA0002411 branch for UDANGUDI?

It is critical to find and verify the correct IFSC code IOBA0002411 for the UDANGUDI branch of Indian Overseas Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify IOBA0002411 IFSC Code?

The best and simplest place to verify the IOBA0002411 IFSC code for UDANGUDI branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

IOBA0002411 is the unique IFSC Code assigned to the UDANGUDI branch of Indian Overseas Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the UDANGUDI branch is 56A 2 BY 2,SRI RAM BUILDING,BUS STAND ROAD,DANGUDI 628 203., located in the UDANGUDI district of TAMIL NADU state (Center/City: TOOTHUKUDI).

IFSC Code Structure for Indian Overseas Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

IOBA
First 4 Characters Represents the Bank Name (Indian Overseas Bank)
0
5th Character Always 0 (Zero), reserved for future use
002411
Last 6 Characters Uniquely identifies the UDANGUDI branch

Online Fund Transfer Options using IFSC IOBA0002411

You can transfer funds to any account in Indian Overseas Bank UDANGUDI branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Indian Overseas Bank - UDANGUDI

What is the IFSC code of Indian Overseas Bank UDANGUDI?

The IFSC Code of Indian Overseas Bank UDANGUDI branch is IOBA0002411. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Indian Overseas Bank UDANGUDI?

The MICR code of this branch is 627020083. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Indian Overseas Bank UDANGUDI?

The branch is located at 56A 2 BY 2,SRI RAM BUILDING,BUS STAND ROAD,DANGUDI 628 203., in TOOTHUKUDI, UDANGUDI District, TAMIL NADU State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.