Bank of Baroda NAUGACHIYA BIHAR IFSC Code: BARB0NAUGAC
BHAGALPUR, NAUGACHIYA, BIHAR • MICR: 853012002
How to find IFSC Code BARB0NAUGAC branch for NAUGACHIYA BIHAR?
It is critical to find and verify the correct IFSC code BARB0NAUGAC for the NAUGACHIYA BIHAR branch of Bank of Baroda before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify BARB0NAUGAC IFSC Code?
The best and simplest place to verify the BARB0NAUGAC IFSC code for NAUGACHIYA BIHAR branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
BARB0NAUGAC is the unique IFSC Code assigned to the NAUGACHIYA BIHAR branch of Bank of Baroda. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the NAUGACHIYA BIHAR branch is OLD NAC ROAD,WARD NO 8,NAGAR PANCHAYAT,NAUGACHIYA BHAGALPUR,NAUGACHIYA, BIHAR 853204, located in the NAUGACHIYA district of BIHAR state (Center/City: BHAGALPUR).
IFSC Code Structure for Bank of Baroda
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC BARB0NAUGAC
You can transfer funds to any account in Bank of Baroda NAUGACHIYA BIHAR branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Bank of Baroda - NAUGACHIYA BIHAR
What is the IFSC code of Bank of Baroda NAUGACHIYA BIHAR?
The IFSC Code of Bank of Baroda NAUGACHIYA BIHAR branch is BARB0NAUGAC. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Bank of Baroda NAUGACHIYA BIHAR?
The MICR code of this branch is 853012002. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Bank of Baroda NAUGACHIYA BIHAR?
The branch is located at OLD NAC ROAD,WARD NO 8,NAGAR PANCHAYAT,NAUGACHIYA BHAGALPUR,NAUGACHIYA, BIHAR 853204, in BHAGALPUR, NAUGACHIYA District, BIHAR State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.