Verified RBI IFSC Record

Utkarsh Small Finance Bank PAIKAMAL ODISHA IFSC Code: UTKS0001817

BARGARH, PAIKAMAL, ODISHA • MICR: 768762304

Official IFSC Code
UTKS0001817
Cheque MICR Code
768762304
SWIFT / BIC Code
UTKSINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Utkarsh Small Finance Bank
Branch Name
PAIKAMAL ODISHA
SWIFT / BIC Code
UTKSINBBXXX
International wire inward remittance routing
Cheque MICR Code
768762304
City / Center
BARGARH
District
PAIKAMAL
State
ODISHA
Complete Address
TSMLLFINNCELTD.GOUNDFLOOMETCOWPIMLDISTICT-BGODISPIN-768039
Branch Contact
N/A
Customer Care / Toll-Free
1800 1200 1200 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UTKS0001817 branch for PAIKAMAL ODISHA?

It is critical to find and verify the correct IFSC code UTKS0001817 for the PAIKAMAL ODISHA branch of Utkarsh Small Finance Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UTKS0001817 IFSC Code?

The best and simplest place to verify the UTKS0001817 IFSC code for PAIKAMAL ODISHA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UTKS0001817 is the unique IFSC Code assigned to the PAIKAMAL ODISHA branch of Utkarsh Small Finance Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the PAIKAMAL ODISHA branch is TSMLLFINNCELTD.GOUNDFLOOMETCOWPIMLDISTICT-BGODISPIN-768039, located in the PAIKAMAL district of ODISHA state (Center/City: BARGARH).

IFSC Code Structure for Utkarsh Small Finance Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UTKS
First 4 Characters Represents the Bank Name (Utkarsh Small Finance Bank)
0
5th Character Always 0 (Zero), reserved for future use
001817
Last 6 Characters Uniquely identifies the PAIKAMAL ODISHA branch

Online Fund Transfer Options using IFSC UTKS0001817

You can transfer funds to any account in Utkarsh Small Finance Bank PAIKAMAL ODISHA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Utkarsh Small Finance Bank - PAIKAMAL ODISHA

What is the IFSC code of Utkarsh Small Finance Bank PAIKAMAL ODISHA?

The IFSC Code of Utkarsh Small Finance Bank PAIKAMAL ODISHA branch is UTKS0001817. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Utkarsh Small Finance Bank PAIKAMAL ODISHA?

The MICR code of this branch is 768762304. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Utkarsh Small Finance Bank PAIKAMAL ODISHA?

The branch is located at TSMLLFINNCELTD.GOUNDFLOOMETCOWPIMLDISTICT-BGODISPIN-768039, in BARGARH, PAIKAMAL District, ODISHA State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.