International Banking & Wire Transfers

Utkarsh Small Finance Bank SWIFT Code: UTKSINBBXXX

Find verified SWIFT / BIC codes for foreign inward remittances and international wire transfers across 4,300+ Indian bank forex branches.

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⭐ Primary Head Office SWIFT Code

Utkarsh Small Finance Bank

Head Office / Global Treasury Dealing Branch • VARANASI

Official SWIFT / BIC Code
UTKSINBBXXX

SWIFT Code Anatomy Breakdown

UTKS
Bank Code
Utkarsh Small Finance Bank
IN
Country Code
India (IN)
BB
Location Code
VARANASI
XXX
Branch Code
Head Office / Central
Bank & Branch
Utkarsh Small Finance Bank
Head Office / Global Treasury Dealing Branch
Location Address
VARANASI, UTTAR PRADESH
Utkarsh Tower, NH-31 (Airport Road), Sehmalpur, Kazi Sarai, Harhua, Varanasi - 221105
Forex & Customer Helpline
1800 1200 1200
Call Bank Support

Instructions for International Inward Wire Remittance:

When someone transfers foreign currency to your Utkarsh Small Finance Bank bank account from abroad (USA, UK, Canada, UAE, Europe, etc.), provide them the following details:

1. Beneficiary Name: Your Name as on Account
2. Account Number: Your Bank Account Number
3. SWIFT / BIC Code: UTKSINBBXXX
4. Branch IFSC Code: Your local branch IFSC

Bank Branches Operating Under SWIFT Code UTKSINBBXXX

All 1,113 retail branches of Utkarsh Small Finance Bank route inward international remittances through this SWIFT / BIC network.

Branch Name City / Center District State IFSC Code Branch Contact Action
AMNAUR AGUAN AA AMNAUR AGUAN BIHAR UTKS0001868 1800 1200 1200 View Branch
BHAGAHAR AA BHAGAHAR BIHAR UTKS0001865 1800 1200 1200 View Branch
CHERKI AA CHERKI GAYA BIHAR UTKS0002020 1800 1200 1200 View Branch
MANJHI AA MANJHI BIHAR UTKS0001098 +91 70910 00000 View Branch
TARWAN AA TARWAN BIHAR UTKS0001941 1800 1200 1200 View Branch
MALAD WEST AA MA MALAD WEST MUMBAI MAHARASHTRA UTKS0001626 1800 1200 1200 View Branch
RAJAULI AAA RAJAULI BIHAR UTKS0001935 918001000000 View Branch
BHAWANIPATNA AAAD ODISHA ODISHA UTKS0001476 1800 1200 1200 View Branch
BARAHKATHA AAIAH BARAHKATHA JHARKHAND UTKS0001938 918001000000 View Branch
DARAHA CHAUSAJH AAP DARAHA CHAUSAJH BIHAR UTKS0002128 1800 1200 1200 View Branch
JARANG GAIGHAT AAP MUZAFFARPUR BIHAR UTKS0001992 1800 1200 1200 View Branch
HASANPUR AATPR HASANPUR BIHAR UTKS0001882 1800 1200 1200 View Branch
MOHIUDDINAGAR AATPR MOHIUDDINAGAR BIHAR UTKS0001892 1800 1200 1200 View Branch
BISHRAMPUR AAU PALAMU JHARKHAND UTKS0001813 1800 1200 1200 View Branch
CHHATARPUR JH AAU PALAMU JHARKHAND UTKS0001805 1800 1200 1200 View Branch
MANATU AAU MANATU JHARKHAND JHARKHAND UTKS0001829 1800 1200 1200 View Branch
PATAN AAU PALAMU JHARKHAND UTKS0001995 1800 1200 1200 View Branch
BERO ACI RANCHI JHARKHAND UTKS0001943 1800 1200 1200 View Branch
KOTAGARH ADAA KANDHAMAL ODISHA UTKS0001806 1800 1200 1200 View Branch
URADHA ADASPUR ADASPUR ODISHA UTKS0001465 1800 1200 1200 View Branch
SALEM AE SALEM TAMIL NADU TAMIL NADU UTKS0001632 1800 1200 1200 View Branch
LATEHAR AEA JHARKHAND JHARKHAND UTKS0001479 1800 1200 1200 View Branch
BRIJLOKPILIBHIT AEY BAREILLY UTTAR PRADESH UTKS0001681 1800 1200 1200 View Branch
AGRA AGRA AGRA UTTAR PRADESH UTKS0001516 +91 99840 00000 View Branch
AGRA SADAR BAZAAR AGRA AGRA UTTAR PRADESH UTKS0001581 1800 1200 1200 View Branch
DAYAL BAGH AGRA AGRA AGRA UTTAR PRADESH UTKS0001727 91562 View Branch
BAGHAUNDHA ALIAS RAMNA AHA RAMNA GARHWA JHARKHAND UTKS0002019 1800 1200 1200 View Branch
KHARAUNDHI AHA JHARKHAND JHARKHAND UTKS0001826 1800 1200 1200 View Branch
AHMEDABAD AHMEDABAD AHMEDABAD GUJARAT UTKS0001541 +91 90380 00000 View Branch
CROSS ROAD, AHMEDABAD AHMEDABAD GUJARAT GUJARAT UTKS0001565 1800 1200 1200 View Branch
NIKOL AHMEDABAD AHMEDABAD NIKOL AHMEDABAD GUJARAT UTKS0001623 1800 1200 1200 View Branch
KASHIPUR OD AHPR ( D KASHIPUR OD ODISHA UTKS0001914 918001000000 View Branch
SONAILI AIA KATIHAR BIHAR UTKS0001940 1800 1200 1200 View Branch
VIJAINAGAR AJMER AJMER RAJASTHAN UTKS0001857 1800 1200 1200 View Branch
AKOLA AKOLA AKOLA MAHARASHTRA UTKS0001298 +91 92850 00000 View Branch
AKOLA AKOLA AKOLA MAHARASHTRA MAHARASHTRA UTKS0001630 1800 1200 1200 View Branch
MURTIJAPUR AKOLA MURTIJAPUR MAHARASHTRA UTKS0001285 +91 77220 00000 View Branch
RAJKOT AKT RAJKOT GUJRAT GUJARAT UTKS0001634 1800 1200 1200 View Branch
ALAPPUZHA KERALA ALAPPUZHA ALAPPUZHA KERALA KERALA UTKS0001749 1800 1200 1200 View Branch
ALIGARH ALIGARH ALIGARH UTTAR PRADESH UTKS0001526 +91 73100 00000 View Branch
ALLAHABAD ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001352 +91 98390 00000 View Branch
ALOPIBAGH ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001011 +91 74580 00000 View Branch
GAUHANIA ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001015 +91 76080 00000 View Branch
HANDIA ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001028 +91 75250 00000 View Branch
HANUMANGANJ ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001008 +91 76080 00000 View Branch
KARCHHANA ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001016 +91 97950 00000 View Branch
MANAURI ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001068 +91 78970 00000 View Branch
MEJA ROAD ALLAHABAD ALLAHABAD TICO TOWN UTTAR PRADESH UTKS0001067 +91 87570 00000 View Branch
NAINI ALLAHABAD NAINI UTTAR PRADESH UTKS0001095 +91 97950 00000 View Branch
SAHSON ALLAHABAD ALLAHABAD UTTAR PRADESH UTKS0001106 +91 77530 00000 View Branch
Showing 50 of 1,113 branches of Utkarsh Small Finance Bank. Use the IFSC Search Bar to find any specific branch.

Understanding SWIFT / BIC Codes in India

The SWIFT Code (Society for Worldwide Interbank Financial Telecommunication) or BIC Code (Business Identifier Code) is an internationally recognized 8 or 11-character identifier assigned to banks and financial institutions worldwide. While Indian domestic transactions utilize the 11-digit IFSC code (for NEFT, RTGS, IMPS, and UPI), any cross-border financial transfer entering or exiting India requires an authorized SWIFT code.

Bank Code (4 Characters)

The first 4 letters represent the financial institution (e.g. SBIN for State Bank of India, HDFC for HDFC Bank, ICIC for ICICI Bank).

Country & Location (4 Characters)

The next 2 characters are always IN for India, followed by 2 alphanumeric characters identifying the city/region (e.g. BB for Mumbai, DD for Delhi).

Branch Code (3 Characters)

The optional final 3 characters identify a specific dealing unit. When omitted or marked as XXX, it refers to the primary Head Office.

Frequently Asked Questions (FAQ)

1. What should I do if my local bank branch does not have its own SWIFT Code?

In India, over 95% of individual retail branches do not have their own unique SWIFT code issued by SWIFT. You should use the bank's Central Head Office SWIFT Code (e.g. SBININBBXXX for SBI) or your circle's authorized Forex branch SWIFT code. The sending bank abroad will route funds to India using this SWIFT code, and the central clearing system will credit your exact account using your branch's IFSC Code.

2. What is the difference between SWIFT Code, IFSC Code, and MICR Code?

- IFSC Code (11 digits): Used for domestic electronic transfers inside India (NEFT, RTGS, IMPS, UPI).
- MICR Code (9 digits): Used for automated clearing and physical cheque processing.
- SWIFT / BIC Code (8 or 11 characters): Used for cross-border international remittances from foreign countries into India.

3. What information does an overseas sender need to wire money to my account in India?

The sender will need your Full Name (as per your bank records), your Bank Account Number, your Bank's SWIFT / BIC Code, your Branch's IFSC Code, and the Bank Name and City.