Verified RBI IFSC Record

Axis Bank MIANIKHAS IFSC Code: UTIB0001415

HOSHIARPUR, MIANI KHAS, PUNJAB • MICR: 144211577

Official IFSC Code
UTIB0001415
Cheque MICR Code
144211577
SWIFT / BIC Code
UTIBINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Axis Bank
Branch Name
MIANIKHAS
SWIFT / BIC Code
UTIBINBBXXX
International wire inward remittance routing
Cheque MICR Code
144211577
City / Center
HOSHIARPUR
District
MIANI KHAS
State
PUNJAB
Complete Address
GROUND FLOOR, MIANI KHAS,TEHSIL DASUYA, DIST. HOSHIARPUR,PUNJAB , PIN 144202
Branch Contact
N/A
Customer Care / Toll-Free
1860 419 5555 / 1860 500 5555 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UTIB0001415 branch for MIANIKHAS?

It is critical to find and verify the correct IFSC code UTIB0001415 for the MIANIKHAS branch of Axis Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UTIB0001415 IFSC Code?

The best and simplest place to verify the UTIB0001415 IFSC code for MIANIKHAS branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UTIB0001415 is the unique IFSC Code assigned to the MIANIKHAS branch of Axis Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the MIANIKHAS branch is GROUND FLOOR, MIANI KHAS,TEHSIL DASUYA, DIST. HOSHIARPUR,PUNJAB , PIN 144202, located in the MIANI KHAS district of PUNJAB state (Center/City: HOSHIARPUR).

IFSC Code Structure for Axis Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UTIB
First 4 Characters Represents the Bank Name (Axis Bank)
0
5th Character Always 0 (Zero), reserved for future use
001415
Last 6 Characters Uniquely identifies the MIANIKHAS branch

Online Fund Transfer Options using IFSC UTIB0001415

You can transfer funds to any account in Axis Bank MIANIKHAS branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Axis Bank - MIANIKHAS

What is the IFSC code of Axis Bank MIANIKHAS?

The IFSC Code of Axis Bank MIANIKHAS branch is UTIB0001415. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Axis Bank MIANIKHAS?

The MICR code of this branch is 144211577. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Axis Bank MIANIKHAS?

The branch is located at GROUND FLOOR, MIANI KHAS,TEHSIL DASUYA, DIST. HOSHIARPUR,PUNJAB , PIN 144202, in HOSHIARPUR, MIANI KHAS District, PUNJAB State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.