Verified RBI IFSC Record

UCO Bank BALLYGUNGE IFSC Code: UCBA0000095

KOLKATA, KOLKATA, WEST BENGAL • MICR: 700028026

Official IFSC Code
UCBA0000095
Cheque MICR Code
700028026
SWIFT / BIC Code
UCBAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
UCO Bank
Branch Name
BALLYGUNGE
SWIFT / BIC Code
UCBAINBBXXX
International wire inward remittance routing
Cheque MICR Code
700028026
City / Center
KOLKATA
District
KOLKATA
State
WEST BENGAL
Complete Address
15 1A ,GARIAHAT ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019
Branch Contact
+91 33240 00000 Call
Customer Care / Toll-Free
1800 103 0123 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UCBA0000095 branch for BALLYGUNGE?

It is critical to find and verify the correct IFSC code UCBA0000095 for the BALLYGUNGE branch of UCO Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UCBA0000095 IFSC Code?

The best and simplest place to verify the UCBA0000095 IFSC code for BALLYGUNGE branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UCBA0000095 is the unique IFSC Code assigned to the BALLYGUNGE branch of UCO Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the BALLYGUNGE branch is 15 1A ,GARIAHAT ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019, located in the KOLKATA district of WEST BENGAL state (Center/City: KOLKATA).

IFSC Code Structure for UCO Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UCBA
First 4 Characters Represents the Bank Name (UCO Bank)
0
5th Character Always 0 (Zero), reserved for future use
000095
Last 6 Characters Uniquely identifies the BALLYGUNGE branch

Online Fund Transfer Options using IFSC UCBA0000095

You can transfer funds to any account in UCO Bank BALLYGUNGE branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • UCO Bank - BALLYGUNGE

What is the IFSC code of UCO Bank BALLYGUNGE?

The IFSC Code of UCO Bank BALLYGUNGE branch is UCBA0000095. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of UCO Bank BALLYGUNGE?

The MICR code of this branch is 700028026. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of UCO Bank BALLYGUNGE?

The branch is located at 15 1A ,GARIAHAT ROAD, KOLKATA ,KOLKATA ,WEST BENGAL PIN 700019, in KOLKATA, KOLKATA District, WEST BENGAL State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.