Verified RBI IFSC Record

Karnataka Bank BANKAL IFSC Code: KARB0000069

CHICKMAGALUR, BANAKAL, KARNATAKA • MICR: 577052527

Official IFSC Code
KARB0000069
Cheque MICR Code
577052527
SWIFT / BIC Code
KARBINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Karnataka Bank
Branch Name
BANKAL
SWIFT / BIC Code
KARBINBBXXX
International wire inward remittance routing
Cheque MICR Code
577052527
City / Center
CHICKMAGALUR
District
BANAKAL
State
KARNATAKA
Complete Address
IFLOOR,PADMASHALI,K.M.ROAD,BANAKAL,MUDIGERE TALUK, PIN - 577113
Branch Contact
+91 82630 00000 Call
Customer Care / Toll-Free
918263000000 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code KARB0000069 branch for BANKAL?

It is critical to find and verify the correct IFSC code KARB0000069 for the BANKAL branch of Karnataka Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify KARB0000069 IFSC Code?

The best and simplest place to verify the KARB0000069 IFSC code for BANKAL branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

KARB0000069 is the unique IFSC Code assigned to the BANKAL branch of Karnataka Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the BANKAL branch is IFLOOR,PADMASHALI,K.M.ROAD,BANAKAL,MUDIGERE TALUK, PIN - 577113, located in the BANAKAL district of KARNATAKA state (Center/City: CHICKMAGALUR).

IFSC Code Structure for Karnataka Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

KARB
First 4 Characters Represents the Bank Name (Karnataka Bank)
0
5th Character Always 0 (Zero), reserved for future use
000069
Last 6 Characters Uniquely identifies the BANKAL branch

Online Fund Transfer Options using IFSC KARB0000069

You can transfer funds to any account in Karnataka Bank BANKAL branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Karnataka Bank - BANKAL

What is the IFSC code of Karnataka Bank BANKAL?

The IFSC Code of Karnataka Bank BANKAL branch is KARB0000069. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Karnataka Bank BANKAL?

The MICR code of this branch is 577052527. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Karnataka Bank BANKAL?

The branch is located at IFLOOR,PADMASHALI,K.M.ROAD,BANAKAL,MUDIGERE TALUK, PIN - 577113, in CHICKMAGALUR, BANAKAL District, KARNATAKA State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.