Indian Overseas Bank AJJANAHALLI IFSC Code: IOBA0003421
BANGALORE RURAL, TAVAREKERE, KARNATAKA • MICR: IOBA00034
How to find IFSC Code IOBA0003421 branch for AJJANAHALLI?
It is critical to find and verify the correct IFSC code IOBA0003421 for the AJJANAHALLI branch of Indian Overseas Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify IOBA0003421 IFSC Code?
The best and simplest place to verify the IOBA0003421 IFSC code for AJJANAHALLI branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
IOBA0003421 is the unique IFSC Code assigned to the AJJANAHALLI branch of Indian Overseas Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the AJJANAHALLI branch is 16 BY 13,CHANDRPPA CIRCLE,TAVAREKERE HOBLI POST,BANGALORE SOUTH TALUK BANGALORE 562130, located in the TAVAREKERE district of KARNATAKA state (Center/City: BANGALORE RURAL).
IFSC Code Structure for Indian Overseas Bank
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC IOBA0003421
You can transfer funds to any account in Indian Overseas Bank AJJANAHALLI branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Indian Overseas Bank - AJJANAHALLI
What is the IFSC code of Indian Overseas Bank AJJANAHALLI?
The IFSC Code of Indian Overseas Bank AJJANAHALLI branch is IOBA0003421. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Indian Overseas Bank AJJANAHALLI?
The MICR code of this branch is IOBA00034. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Indian Overseas Bank AJJANAHALLI?
The branch is located at 16 BY 13,CHANDRPPA CIRCLE,TAVAREKERE HOBLI POST,BANGALORE SOUTH TALUK BANGALORE 562130, in BANGALORE RURAL, TAVAREKERE District, KARNATAKA State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.