Quick Fact Sheet: Federal Bank (Federal)
FDRL (e.g., FDRL0000001)Searching for the official Federal Bank IFSC code to transfer money via NEFT, RTGS, or IMPS? Whether you are sending money to a business partner, paying family bills, or registering a beneficiary on net banking, entering the correct branch IFSC code is mandatory. With more than 1,742 active branches across India, identifying the exact branch code is fast and effortless with our database.
What is Federal Bank IFSC Code and How is it Formatted?
The Indian Financial System Code (IFSC) for Federal Bank is an 11-character alphanumeric string assigned by the Reserve Bank of India (RBI). It uniquely identifies each branch within the national payment settlement network.
| Character Positions | Code Component | Example for Federal Bank | Meaning & Purpose |
|---|---|---|---|
| Characters 1 - 4 | Bank Identifier | FDRL | Represents Federal Bank across all payment gateways |
| 5th Character | Reserved Character | 0 | Always the digit Zero (0), reserved by RBI for future expansion |
| Characters 6 - 11 | Branch Identifier | 000001 | Unique 6-digit alphanumeric code for the specific branch location |
4 Easy Ways to Find Federal Bank IFSC Code
1. Use IFSC Code Dekho Instant Dropdown Locator
The fastest way is our dedicated tool. You can browse all branches in our Federal Bank Directory or use our IFSC Search Homepage, select "Federal Bank" from the bank list, select your State, District, and Branch. You will instantly receive the complete IFSC code, 9-digit MICR code, branch address, contact telephone, and branch timings.
2. Look at Your Federal Bank Cheque Book Leaf
Pull out a cheque leaf from your chequebook. The 11-digit IFSC code is clearly printed on the top-left or top-right corner along with the branch name and full postal address. The 9-digit MICR code is printed at the bottom white band between the cheque number and account identifier.
3. Check the First Page of Your Bank Passbook
The first inner page of your Federal Bank passbook carries all essential account details: Account Holder Name, Account Number, CIF/Customer ID,
Branch Address, and the 11-character IFSC code (FDRLxxxxxx).
4. Check on FedMobile or Internet Banking
Log into the official FedMobile mobile application or visit Federal Bank Internet Banking. Navigate to "Account Details" or "Profile Summary" to view your home branch's IFSC code and branch code.
NEFT, RTGS & IMPS Fund Transfers via Federal Bank
When transferring funds electronically to or from Federal Bank, you can choose between three primary RBI-regulated payment channels:
| Payment System | Settlement Speed | Minimum Amount | Maximum Amount | Online Charges (RBI) |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches every 30 mins (24x7) | ???1 | No Limit | ???0 (Free Online) |
| RTGS (Real Time Gross Settlement) | Instant / Real-Time (24x7) | ???2,00,000 | No Limit | ???0 (Free Online) |
| IMPS (Immediate Payment Service) | Instant (Seconds, 24x7) | ???1 | ???5,00,000 | Nominal fee per bank slab |
Difference Between IFSC, MICR, and SWIFT Code for Federal Bank
- IFSC Code (FDRL...): Used exclusively within India for electronic fund transfers (NEFT, RTGS, IMPS) between Indian bank accounts.
- MICR Code (9 Digits): Used by automated cheque processing machines in clearing houses to process physical cheques quickly.
- SWIFT / BIC Code: An 8 or 11 character international code used for transferring funds globally between overseas bank accounts and Federal Bank.
What Happens If You Enter an Incorrect Federal Bank IFSC Code?
Important Banking Safety Rule:
If the IFSC code entered does not match any valid branch in the RBI directory, the transaction fails automatically, and your money is returned immediately.
However, if the IFSC code belongs to a valid branch but the account number belongs to another person, the transfer may proceed under Core Banking Solutions (CBS). Always verify both the Account Number and the Beneficiary Name before pressing submit!
Federal Bank Customer Care & Support Details
For any balance inquiries, lost ATM card blocking, or remittance tracking, you can reach Federal Bank directly:
- Toll-Free Customer Care:
1800 425 1199 / 1800 420 1199 - Official Customer Support Email: contact@federalbank.co.in
- Official Portal: https://www.federalbank.co.in
- Customer Care Directory: Check our comprehensive All Bank Customer Care List.
Frequently Asked Questions (FAQs) - Federal Bank IFSC Code
What is the IFSC code format of Federal Bank?
The IFSC code for Federal Bank is always 11 characters long. It begins with FDRL, followed by the number 0 as the 5th character, and ends with a 6-digit branch identifier (e.g., FDRL0000001).
How can I find the IFSC code of my Federal Bank branch?
You can search your branch IFSC code on IFSC Code Dekho by selecting Federal Bank, your State, District, and Branch. You can also locate it on the first page of your Federal Bank passbook or printed on your cheque leaf.
Is an IFSC code required for UPI transfers in Federal Bank?
No, regular UPI transactions through VPA / UPI ID or mobile phone numbers do not require an IFSC code. However, if you perform an "Account + IFSC" transfer in Google Pay, PhonePe, or Paytm, entering the correct FDRL code is mandatory.
What is the customer care toll-free number for Federal Bank?
The official 24x7 toll-free helpline number for Federal Bank account holders is 1800 425 1199 / 1800 420 1199. You can call anytime for account assistance, balance enquiry, or transaction inquiries.
Are online NEFT and RTGS transfers free in Federal Bank?
Yes, as mandated by the Reserve Bank of India, Federal Bank does not charge any fee (???0) for NEFT and RTGS transactions executed online via FedMobile mobile app or internet banking.
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