Quick Fact Sheet: AU Small Finance Bank (AU Bank)
Bank Name: AU Small Finance Bank
IFSC Prefix: AUBL (e.g., AUBL0000001)
Total Branches: 819+ across India
Headquarters: Jaipur, Rajasthan
Toll-Free Helpline: 1800 1200 1200
Official App: AU 0101

Searching for the official AU Small Finance Bank IFSC code to transfer money via NEFT, RTGS, or IMPS? Whether you are sending money to a business partner, paying family bills, or registering a beneficiary on net banking, entering the correct branch IFSC code is mandatory. With more than 819 active branches across India, identifying the exact branch code is fast and effortless with our database.

What is AU Small Finance Bank IFSC Code and How is it Formatted?

The Indian Financial System Code (IFSC) for AU Small Finance Bank is an 11-character alphanumeric string assigned by the Reserve Bank of India (RBI). It uniquely identifies each branch within the national payment settlement network.

Character Positions Code Component Example for AU Small Finance Bank Meaning & Purpose
Characters 1 - 4 Bank Identifier AUBL Represents AU Small Finance Bank across all payment gateways
5th Character Reserved Character 0 Always the digit Zero (0), reserved by RBI for future expansion
Characters 6 - 11 Branch Identifier 000001 Unique 6-digit alphanumeric code for the specific branch location

4 Easy Ways to Find AU Small Finance Bank IFSC Code

1. Use IFSC Code Dekho Instant Dropdown Locator

The fastest way is our dedicated tool. You can browse all branches in our AU Small Finance Bank Directory or use our IFSC Search Homepage, select "AU Small Finance Bank" from the bank list, select your State, District, and Branch. You will instantly receive the complete IFSC code, 9-digit MICR code, branch address, contact telephone, and branch timings.

2. Look at Your AU Small Finance Bank Cheque Book Leaf

Pull out a cheque leaf from your chequebook. The 11-digit IFSC code is clearly printed on the top-left or top-right corner along with the branch name and full postal address. The 9-digit MICR code is printed at the bottom white band between the cheque number and account identifier.

3. Check the First Page of Your Bank Passbook

The first inner page of your AU Small Finance Bank passbook carries all essential account details: Account Holder Name, Account Number, CIF/Customer ID, Branch Address, and the 11-character IFSC code (AUBLxxxxxx).

4. Check on AU 0101 or Internet Banking

Log into the official AU 0101 mobile application or visit AU Small Finance Bank Internet Banking. Navigate to "Account Details" or "Profile Summary" to view your home branch's IFSC code and branch code.

NEFT, RTGS & IMPS Fund Transfers via AU Small Finance Bank

When transferring funds electronically to or from AU Small Finance Bank, you can choose between three primary RBI-regulated payment channels:

Payment System Settlement Speed Minimum Amount Maximum Amount Online Charges (RBI)
NEFT (National Electronic Funds Transfer) Batches every 30 mins (24x7) ???1 No Limit ???0 (Free Online)
RTGS (Real Time Gross Settlement) Instant / Real-Time (24x7) ???2,00,000 No Limit ???0 (Free Online)
IMPS (Immediate Payment Service) Instant (Seconds, 24x7) ???1 ???5,00,000 Nominal fee per bank slab

Difference Between IFSC, MICR, and SWIFT Code for AU Small Finance Bank

  • IFSC Code (AUBL...): Used exclusively within India for electronic fund transfers (NEFT, RTGS, IMPS) between Indian bank accounts.
  • MICR Code (9 Digits): Used by automated cheque processing machines in clearing houses to process physical cheques quickly.
  • SWIFT / BIC Code: An 8 or 11 character international code used for transferring funds globally between overseas bank accounts and AU Small Finance Bank.

What Happens If You Enter an Incorrect AU Small Finance Bank IFSC Code?

Important Banking Safety Rule:

If the IFSC code entered does not match any valid branch in the RBI directory, the transaction fails automatically, and your money is returned immediately.

However, if the IFSC code belongs to a valid branch but the account number belongs to another person, the transfer may proceed under Core Banking Solutions (CBS). Always verify both the Account Number and the Beneficiary Name before pressing submit!

AU Small Finance Bank Customer Care & Support Details

For any balance inquiries, lost ATM card blocking, or remittance tracking, you can reach AU Small Finance Bank directly:

Frequently Asked Questions (FAQs) - AU Small Finance Bank IFSC Code

What is the IFSC code format of AU Small Finance Bank?

The IFSC code for AU Small Finance Bank is always 11 characters long. It begins with AUBL, followed by the number 0 as the 5th character, and ends with a 6-digit branch identifier (e.g., AUBL0000001).

How can I find the IFSC code of my AU Small Finance Bank branch?

You can search your branch IFSC code on IFSC Code Dekho by selecting AU Small Finance Bank, your State, District, and Branch. You can also locate it on the first page of your AU Small Finance Bank passbook or printed on your cheque leaf.

Is an IFSC code required for UPI transfers in AU Small Finance Bank?

No, regular UPI transactions through VPA / UPI ID or mobile phone numbers do not require an IFSC code. However, if you perform an "Account + IFSC" transfer in Google Pay, PhonePe, or Paytm, entering the correct AUBL code is mandatory.

What is the customer care toll-free number for AU Small Finance Bank?

The official 24x7 toll-free helpline number for AU Small Finance Bank account holders is 1800 1200 1200. You can call anytime for account assistance, balance enquiry, or transaction inquiries.

Are online NEFT and RTGS transfers free in AU Small Finance Bank?

Yes, as mandated by the Reserve Bank of India, AU Small Finance Bank does not charge any fee (???0) for NEFT and RTGS transactions executed online via AU 0101 mobile app or internet banking.

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