Quick Fact Sheet: IDFC FIRST Bank (IDFC FIRST)
IDFB (e.g., IDFB0000001)Searching for the official IDFC FIRST Bank IFSC code to transfer money via NEFT, RTGS, or IMPS? Whether you are sending money to a business partner, paying family bills, or registering a beneficiary on net banking, entering the correct branch IFSC code is mandatory. With more than 1,075 active branches across India, identifying the exact branch code is fast and effortless with our database.
What is IDFC FIRST Bank IFSC Code and How is it Formatted?
The Indian Financial System Code (IFSC) for IDFC FIRST Bank is an 11-character alphanumeric string assigned by the Reserve Bank of India (RBI). It uniquely identifies each branch within the national payment settlement network.
| Character Positions | Code Component | Example for IDFC FIRST Bank | Meaning & Purpose |
|---|---|---|---|
| Characters 1 - 4 | Bank Identifier | IDFB | Represents IDFC FIRST Bank across all payment gateways |
| 5th Character | Reserved Character | 0 | Always the digit Zero (0), reserved by RBI for future expansion |
| Characters 6 - 11 | Branch Identifier | 000001 | Unique 6-digit alphanumeric code for the specific branch location |
4 Easy Ways to Find IDFC FIRST Bank IFSC Code
1. Use IFSC Code Dekho Instant Dropdown Locator
The fastest way is our dedicated tool. You can browse all branches in our IDFC FIRST Bank Directory or use our IFSC Search Homepage, select "IDFC FIRST Bank" from the bank list, select your State, District, and Branch. You will instantly receive the complete IFSC code, 9-digit MICR code, branch address, contact telephone, and branch timings.
2. Look at Your IDFC FIRST Bank Cheque Book Leaf
Pull out a cheque leaf from your chequebook. The 11-digit IFSC code is clearly printed on the top-left or top-right corner along with the branch name and full postal address. The 9-digit MICR code is printed at the bottom white band between the cheque number and account identifier.
3. Check the First Page of Your Bank Passbook
The first inner page of your IDFC FIRST Bank passbook carries all essential account details: Account Holder Name, Account Number, CIF/Customer ID,
Branch Address, and the 11-character IFSC code (IDFBxxxxxx).
4. Check on IDFC FIRST Bank Mobile App or Internet Banking
Log into the official IDFC FIRST Bank Mobile App mobile application or visit IDFC FIRST Bank Internet Banking. Navigate to "Account Details" or "Profile Summary" to view your home branch's IFSC code and branch code.
NEFT, RTGS & IMPS Fund Transfers via IDFC FIRST Bank
When transferring funds electronically to or from IDFC FIRST Bank, you can choose between three primary RBI-regulated payment channels:
| Payment System | Settlement Speed | Minimum Amount | Maximum Amount | Online Charges (RBI) |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches every 30 mins (24x7) | ???1 | No Limit | ???0 (Free Online) |
| RTGS (Real Time Gross Settlement) | Instant / Real-Time (24x7) | ???2,00,000 | No Limit | ???0 (Free Online) |
| IMPS (Immediate Payment Service) | Instant (Seconds, 24x7) | ???1 | ???5,00,000 | Nominal fee per bank slab |
Difference Between IFSC, MICR, and SWIFT Code for IDFC FIRST Bank
- IFSC Code (IDFB...): Used exclusively within India for electronic fund transfers (NEFT, RTGS, IMPS) between Indian bank accounts.
- MICR Code (9 Digits): Used by automated cheque processing machines in clearing houses to process physical cheques quickly.
- SWIFT / BIC Code: An 8 or 11 character international code used for transferring funds globally between overseas bank accounts and IDFC FIRST Bank.
What Happens If You Enter an Incorrect IDFC FIRST Bank IFSC Code?
Important Banking Safety Rule:
If the IFSC code entered does not match any valid branch in the RBI directory, the transaction fails automatically, and your money is returned immediately.
However, if the IFSC code belongs to a valid branch but the account number belongs to another person, the transfer may proceed under Core Banking Solutions (CBS). Always verify both the Account Number and the Beneficiary Name before pressing submit!
IDFC FIRST Bank Customer Care & Support Details
For any balance inquiries, lost ATM card blocking, or remittance tracking, you can reach IDFC FIRST Bank directly:
- Toll-Free Customer Care:
1800 10 888 - Official Customer Support Email: banker@idfcfirstbank.com
- Official Portal: https://www.idfcfirstbank.com
- Customer Care Directory: Check our comprehensive All Bank Customer Care List.
Frequently Asked Questions (FAQs) - IDFC FIRST Bank IFSC Code
What is the IFSC code format of IDFC FIRST Bank?
The IFSC code for IDFC FIRST Bank is always 11 characters long. It begins with IDFB, followed by the number 0 as the 5th character, and ends with a 6-digit branch identifier (e.g., IDFB0000001).
How can I find the IFSC code of my IDFC FIRST Bank branch?
You can search your branch IFSC code on IFSC Code Dekho by selecting IDFC FIRST Bank, your State, District, and Branch. You can also locate it on the first page of your IDFC FIRST Bank passbook or printed on your cheque leaf.
Is an IFSC code required for UPI transfers in IDFC FIRST Bank?
No, regular UPI transactions through VPA / UPI ID or mobile phone numbers do not require an IFSC code. However, if you perform an "Account + IFSC" transfer in Google Pay, PhonePe, or Paytm, entering the correct IDFB code is mandatory.
What is the customer care toll-free number for IDFC FIRST Bank?
The official 24x7 toll-free helpline number for IDFC FIRST Bank account holders is 1800 10 888. You can call anytime for account assistance, balance enquiry, or transaction inquiries.
Are online NEFT and RTGS transfers free in IDFC FIRST Bank?
Yes, as mandated by the Reserve Bank of India, IDFC FIRST Bank does not charge any fee (???0) for NEFT and RTGS transactions executed online via IDFC FIRST Bank Mobile App mobile app or internet banking.
Need to Find Another Branch IFSC Code?
Search over 176,000+ branches across all 1,100+ banks in India with complete MICR & address details.
Search Any IFSC Code Now
