Unity Small finance Bank Limited WAKAD IFSC Code: UNBA0000248
PUNE, PUNE, MAHARASHTRA • MICR: UNBA00002
How to find IFSC Code UNBA0000248 branch for WAKAD?
It is critical to find and verify the correct IFSC code UNBA0000248 for the WAKAD branch of Unity Small finance Bank Limited before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify UNBA0000248 IFSC Code?
The best and simplest place to verify the UNBA0000248 IFSC code for WAKAD branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
UNBA0000248 is the unique IFSC Code assigned to the WAKAD branch of Unity Small finance Bank Limited. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the WAKAD branch is SHRI KRIPA, SURVEY NO.26, PIMPALE NILAKH, VISHAL NAGAR, AUNDH-WAKAD ROAD, NEAR APPLE HOSPITAL,WAKAD, PUNE-411027, located in the PUNE district of MAHARASHTRA state (Center/City: PUNE).
IFSC Code Structure for Unity Small finance Bank Limited
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC UNBA0000248
You can transfer funds to any account in Unity Small finance Bank Limited WAKAD branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Unity Small finance Bank Limited - WAKAD
What is the IFSC code of Unity Small finance Bank Limited WAKAD?
The IFSC Code of Unity Small finance Bank Limited WAKAD branch is UNBA0000248. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Unity Small finance Bank Limited WAKAD?
The MICR code of this branch is UNBA00002. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Unity Small finance Bank Limited WAKAD?
The branch is located at SHRI KRIPA, SURVEY NO.26, PIMPALE NILAKH, VISHAL NAGAR, AUNDH-WAKAD ROAD, NEAR APPLE HOSPITAL,WAKAD, PUNE-411027, in PUNE, PUNE District, MAHARASHTRA State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.