Verified RBI IFSC Record

Union Bank of India CHIKRAND IFSC Code: UBIN0819867

HUGLI, CHIKRAND, WEST BENGAL • MICR: UBIN08198

Official IFSC Code
UBIN0819867
Cheque MICR Code
UBIN08198
SWIFT / BIC Code
UBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Union Bank of India
Branch Name
CHIKRAND
SWIFT / BIC Code
UBININBBXXX
International wire inward remittance routing
Cheque MICR Code
UBIN08198
City / Center
HUGLI
District
CHIKRAND
State
WEST BENGAL
Complete Address
ANDHRA BANK,CHIKRAND,GROUND FLOORBENARJEE BAVAN,JANAI STN ROAD,CHIKRAND
Branch Contact
+91 32120 00000 Call
Customer Care / Toll-Free
1800 22 2244 / 1800 208 2244 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UBIN0819867 branch for CHIKRAND?

It is critical to find and verify the correct IFSC code UBIN0819867 for the CHIKRAND branch of Union Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UBIN0819867 IFSC Code?

The best and simplest place to verify the UBIN0819867 IFSC code for CHIKRAND branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UBIN0819867 is the unique IFSC Code assigned to the CHIKRAND branch of Union Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the CHIKRAND branch is ANDHRA BANK,CHIKRAND,GROUND FLOORBENARJEE BAVAN,JANAI STN ROAD,CHIKRAND, located in the CHIKRAND district of WEST BENGAL state (Center/City: HUGLI).

IFSC Code Structure for Union Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UBIN
First 4 Characters Represents the Bank Name (Union Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
819867
Last 6 Characters Uniquely identifies the CHIKRAND branch

Online Fund Transfer Options using IFSC UBIN0819867

You can transfer funds to any account in Union Bank of India CHIKRAND branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Union Bank of India - CHIKRAND

What is the IFSC code of Union Bank of India CHIKRAND?

The IFSC Code of Union Bank of India CHIKRAND branch is UBIN0819867. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Union Bank of India CHIKRAND?

The MICR code of this branch is UBIN08198. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Union Bank of India CHIKRAND?

The branch is located at ANDHRA BANK,CHIKRAND,GROUND FLOORBENARJEE BAVAN,JANAI STN ROAD,CHIKRAND, in HUGLI, CHIKRAND District, WEST BENGAL State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.