Verified RBI IFSC Record

Union Bank of India UTTARPARA IFSC Code: UBIN0576549

HOWRAH, HOWRAH, WEST BENGAL • MICR: UBIN05765

Official IFSC Code
UBIN0576549
Cheque MICR Code
UBIN05765
SWIFT / BIC Code
UBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Union Bank of India
Branch Name
UTTARPARA
SWIFT / BIC Code
UBININBBXXX
International wire inward remittance routing
Cheque MICR Code
UBIN05765
City / Center
HOWRAH
District
HOWRAH
State
WEST BENGAL
Complete Address
BALLAV RESIDENCY 30 RAJENDRA AVENUE HOWRAH WEST BENGAL PIN 712258
Branch Contact
+91 77980 00000 Call
Customer Care / Toll-Free
1800 22 2244 / 1800 208 2244 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UBIN0576549 branch for UTTARPARA?

It is critical to find and verify the correct IFSC code UBIN0576549 for the UTTARPARA branch of Union Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UBIN0576549 IFSC Code?

The best and simplest place to verify the UBIN0576549 IFSC code for UTTARPARA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UBIN0576549 is the unique IFSC Code assigned to the UTTARPARA branch of Union Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the UTTARPARA branch is BALLAV RESIDENCY 30 RAJENDRA AVENUE HOWRAH WEST BENGAL PIN 712258, located in the HOWRAH district of WEST BENGAL state (Center/City: HOWRAH).

IFSC Code Structure for Union Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UBIN
First 4 Characters Represents the Bank Name (Union Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
576549
Last 6 Characters Uniquely identifies the UTTARPARA branch

Online Fund Transfer Options using IFSC UBIN0576549

You can transfer funds to any account in Union Bank of India UTTARPARA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Union Bank of India - UTTARPARA

What is the IFSC code of Union Bank of India UTTARPARA?

The IFSC Code of Union Bank of India UTTARPARA branch is UBIN0576549. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Union Bank of India UTTARPARA?

The MICR code of this branch is UBIN05765. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Union Bank of India UTTARPARA?

The branch is located at BALLAV RESIDENCY 30 RAJENDRA AVENUE HOWRAH WEST BENGAL PIN 712258, in HOWRAH, HOWRAH District, WEST BENGAL State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.