Verified RBI IFSC Record

Union Bank of India BHAGWAN GANJ BRANCH IFSC Code: UBIN0559504

SAGAR, SAGAR, MADHYA PRADESH • MICR: UBIN05595

Official IFSC Code
UBIN0559504
Cheque MICR Code
UBIN05595
SWIFT / BIC Code
UBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Union Bank of India
Branch Name
BHAGWAN GANJ BRANCH
SWIFT / BIC Code
UBININBBXXX
International wire inward remittance routing
Cheque MICR Code
UBIN05595
City / Center
SAGAR
District
SAGAR
State
MADHYA PRADESH
Complete Address
BHAGWAN GANJ DISTRICT SAGAR MADHYA PRADESH
Branch Contact
246800 Call
Customer Care / Toll-Free
1800 22 2244 / 1800 208 2244 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UBIN0559504 branch for BHAGWAN GANJ BRANCH?

It is critical to find and verify the correct IFSC code UBIN0559504 for the BHAGWAN GANJ BRANCH branch of Union Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UBIN0559504 IFSC Code?

The best and simplest place to verify the UBIN0559504 IFSC code for BHAGWAN GANJ BRANCH branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UBIN0559504 is the unique IFSC Code assigned to the BHAGWAN GANJ BRANCH branch of Union Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the BHAGWAN GANJ BRANCH branch is BHAGWAN GANJ DISTRICT SAGAR MADHYA PRADESH, located in the SAGAR district of MADHYA PRADESH state (Center/City: SAGAR).

IFSC Code Structure for Union Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UBIN
First 4 Characters Represents the Bank Name (Union Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
559504
Last 6 Characters Uniquely identifies the BHAGWAN GANJ BRANCH branch

Online Fund Transfer Options using IFSC UBIN0559504

You can transfer funds to any account in Union Bank of India BHAGWAN GANJ BRANCH branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Union Bank of India - BHAGWAN GANJ BRANCH

What is the IFSC code of Union Bank of India BHAGWAN GANJ BRANCH?

The IFSC Code of Union Bank of India BHAGWAN GANJ BRANCH branch is UBIN0559504. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Union Bank of India BHAGWAN GANJ BRANCH?

The MICR code of this branch is UBIN05595. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Union Bank of India BHAGWAN GANJ BRANCH?

The branch is located at BHAGWAN GANJ DISTRICT SAGAR MADHYA PRADESH, in SAGAR, SAGAR District, MADHYA PRADESH State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.