Verified RBI IFSC Record

Union Bank of India COCHIN-KADAVANTHARA IFSC Code: UBIN0552283

ERNAKULAM, KOCHI, KERALA • MICR: 682026024

Official IFSC Code
UBIN0552283
Cheque MICR Code
682026024
SWIFT / BIC Code
UBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Union Bank of India
Branch Name
COCHIN-KADAVANTHARA
SWIFT / BIC Code
UBININBBXXX
International wire inward remittance routing
Cheque MICR Code
682026024
City / Center
ERNAKULAM
District
KOCHI
State
KERALA
Complete Address
28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA
Branch Contact
N/A
Customer Care / Toll-Free
1800 22 2244 / 1800 208 2244 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UBIN0552283 branch for COCHIN-KADAVANTHARA?

It is critical to find and verify the correct IFSC code UBIN0552283 for the COCHIN-KADAVANTHARA branch of Union Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UBIN0552283 IFSC Code?

The best and simplest place to verify the UBIN0552283 IFSC code for COCHIN-KADAVANTHARA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UBIN0552283 is the unique IFSC Code assigned to the COCHIN-KADAVANTHARA branch of Union Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the COCHIN-KADAVANTHARA branch is 28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA, located in the KOCHI district of KERALA state (Center/City: ERNAKULAM).

IFSC Code Structure for Union Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UBIN
First 4 Characters Represents the Bank Name (Union Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
552283
Last 6 Characters Uniquely identifies the COCHIN-KADAVANTHARA branch

Online Fund Transfer Options using IFSC UBIN0552283

You can transfer funds to any account in Union Bank of India COCHIN-KADAVANTHARA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Union Bank of India - COCHIN-KADAVANTHARA

What is the IFSC code of Union Bank of India COCHIN-KADAVANTHARA?

The IFSC Code of Union Bank of India COCHIN-KADAVANTHARA branch is UBIN0552283. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Union Bank of India COCHIN-KADAVANTHARA?

The MICR code of this branch is 682026024. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Union Bank of India COCHIN-KADAVANTHARA?

The branch is located at 28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA, in ERNAKULAM, KOCHI District, KERALA State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.