Verified RBI IFSC Record

Union Bank of India MUNDALIKA IFSC Code: UBIN0542971

HOOGHLY, MUNDALIKA, WEST BENGAL • MICR: 700026501

Official IFSC Code
UBIN0542971
Cheque MICR Code
700026501
SWIFT / BIC Code
UBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Union Bank of India
Branch Name
MUNDALIKA
SWIFT / BIC Code
UBININBBXXX
International wire inward remittance routing
Cheque MICR Code
700026501
City / Center
HOOGHLY
District
MUNDALIKA
State
WEST BENGAL
Complete Address
AT POST MUNDALIKA DIST.HOOGHLY WEST BENGAL PIN 712404
Branch Contact
245204 Call
Customer Care / Toll-Free
1800 22 2244 / 1800 208 2244 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code UBIN0542971 branch for MUNDALIKA?

It is critical to find and verify the correct IFSC code UBIN0542971 for the MUNDALIKA branch of Union Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify UBIN0542971 IFSC Code?

The best and simplest place to verify the UBIN0542971 IFSC code for MUNDALIKA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

UBIN0542971 is the unique IFSC Code assigned to the MUNDALIKA branch of Union Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the MUNDALIKA branch is AT POST MUNDALIKA DIST.HOOGHLY WEST BENGAL PIN 712404, located in the MUNDALIKA district of WEST BENGAL state (Center/City: HOOGHLY).

IFSC Code Structure for Union Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

UBIN
First 4 Characters Represents the Bank Name (Union Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
542971
Last 6 Characters Uniquely identifies the MUNDALIKA branch

Online Fund Transfer Options using IFSC UBIN0542971

You can transfer funds to any account in Union Bank of India MUNDALIKA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Union Bank of India - MUNDALIKA

What is the IFSC code of Union Bank of India MUNDALIKA?

The IFSC Code of Union Bank of India MUNDALIKA branch is UBIN0542971. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Union Bank of India MUNDALIKA?

The MICR code of this branch is 700026501. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Union Bank of India MUNDALIKA?

The branch is located at AT POST MUNDALIKA DIST.HOOGHLY WEST BENGAL PIN 712404, in HOOGHLY, MUNDALIKA District, WEST BENGAL State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.