Verified RBI IFSC Record

State Bank of India KHERWARA IFSC Code: SBIN0031220

UDAIPUR, KHERWARA, RAJASTHAN • MICR: 313002053

Official IFSC Code
SBIN0031220
Cheque MICR Code
313002053
SWIFT / BIC Code
SBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
State Bank of India
Branch Name
KHERWARA
SWIFT / BIC Code
SBININBBXXX
International wire inward remittance routing
Cheque MICR Code
313002053
City / Center
UDAIPUR
District
KHERWARA
State
RAJASTHAN
Complete Address
AZAD CHOWK, KHERWARA, UDAIPUR 313803
Branch Contact
+91 29070 00000 Call
Customer Care / Toll-Free
1800 1234 / 1800 2100 / 1800 11 2211 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code SBIN0031220 branch for KHERWARA?

It is critical to find and verify the correct IFSC code SBIN0031220 for the KHERWARA branch of State Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify SBIN0031220 IFSC Code?

The best and simplest place to verify the SBIN0031220 IFSC code for KHERWARA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

SBIN0031220 is the unique IFSC Code assigned to the KHERWARA branch of State Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the KHERWARA branch is AZAD CHOWK, KHERWARA, UDAIPUR 313803, located in the KHERWARA district of RAJASTHAN state (Center/City: UDAIPUR).

IFSC Code Structure for State Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

SBIN
First 4 Characters Represents the Bank Name (State Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
031220
Last 6 Characters Uniquely identifies the KHERWARA branch

Online Fund Transfer Options using IFSC SBIN0031220

You can transfer funds to any account in State Bank of India KHERWARA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • State Bank of India - KHERWARA

What is the IFSC code of State Bank of India KHERWARA?

The IFSC Code of State Bank of India KHERWARA branch is SBIN0031220. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of State Bank of India KHERWARA?

The MICR code of this branch is 313002053. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of State Bank of India KHERWARA?

The branch is located at AZAD CHOWK, KHERWARA, UDAIPUR 313803, in UDAIPUR, KHERWARA District, RAJASTHAN State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.