Verified RBI IFSC Record

State Bank of India GHOLDIGRUI IFSC Code: SBIN0009457

HOOGHLY, HUGLICHINSURAH, WEST BENGAL • MICR: 712002035

Official IFSC Code
SBIN0009457
Cheque MICR Code
712002035
SWIFT / BIC Code
SBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
State Bank of India
Branch Name
GHOLDIGRUI
SWIFT / BIC Code
SBININBBXXX
International wire inward remittance routing
Cheque MICR Code
712002035
City / Center
HOOGHLY
District
HUGLICHINSURAH
State
WEST BENGAL
Complete Address
VIA CHAMPADANGA,DISTT HOOGLY,WEST BENGAL
Branch Contact
N/A
Customer Care / Toll-Free
1800 1234 / 1800 2100 / 1800 11 2211 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code SBIN0009457 branch for GHOLDIGRUI?

It is critical to find and verify the correct IFSC code SBIN0009457 for the GHOLDIGRUI branch of State Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify SBIN0009457 IFSC Code?

The best and simplest place to verify the SBIN0009457 IFSC code for GHOLDIGRUI branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

SBIN0009457 is the unique IFSC Code assigned to the GHOLDIGRUI branch of State Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the GHOLDIGRUI branch is VIA CHAMPADANGA,DISTT HOOGLY,WEST BENGAL, located in the HUGLICHINSURAH district of WEST BENGAL state (Center/City: HOOGHLY).

IFSC Code Structure for State Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

SBIN
First 4 Characters Represents the Bank Name (State Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
009457
Last 6 Characters Uniquely identifies the GHOLDIGRUI branch

Online Fund Transfer Options using IFSC SBIN0009457

You can transfer funds to any account in State Bank of India GHOLDIGRUI branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • State Bank of India - GHOLDIGRUI

What is the IFSC code of State Bank of India GHOLDIGRUI?

The IFSC Code of State Bank of India GHOLDIGRUI branch is SBIN0009457. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of State Bank of India GHOLDIGRUI?

The MICR code of this branch is 712002035. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of State Bank of India GHOLDIGRUI?

The branch is located at VIA CHAMPADANGA,DISTT HOOGLY,WEST BENGAL, in HOOGHLY, HUGLICHINSURAH District, WEST BENGAL State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.