Verified RBI IFSC Record

State Bank of India AMBIKAPUR IFSC Code: SBIN0000310

SURGUJA, AMBIKAPUR, CHANDIGARH • MICR: 497002002

Official IFSC Code
SBIN0000310
Cheque MICR Code
497002002
SWIFT / BIC Code
SBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
State Bank of India
Branch Name
AMBIKAPUR
SWIFT / BIC Code
SBININBBXXX
International wire inward remittance routing
Cheque MICR Code
497002002
City / Center
SURGUJA
District
AMBIKAPUR
State
CHANDIGARH
Complete Address
AMBIKAPUR, SURGUJA, CHHATISGARH, PIN 497001
Branch Contact
N/A
Customer Care / Toll-Free
1800 1234 / 1800 2100 / 1800 11 2211 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code SBIN0000310 branch for AMBIKAPUR?

It is critical to find and verify the correct IFSC code SBIN0000310 for the AMBIKAPUR branch of State Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify SBIN0000310 IFSC Code?

The best and simplest place to verify the SBIN0000310 IFSC code for AMBIKAPUR branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

SBIN0000310 is the unique IFSC Code assigned to the AMBIKAPUR branch of State Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the AMBIKAPUR branch is AMBIKAPUR, SURGUJA, CHHATISGARH, PIN 497001, located in the AMBIKAPUR district of CHANDIGARH state (Center/City: SURGUJA).

IFSC Code Structure for State Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

SBIN
First 4 Characters Represents the Bank Name (State Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
000310
Last 6 Characters Uniquely identifies the AMBIKAPUR branch

Online Fund Transfer Options using IFSC SBIN0000310

You can transfer funds to any account in State Bank of India AMBIKAPUR branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • State Bank of India - AMBIKAPUR

What is the IFSC code of State Bank of India AMBIKAPUR?

The IFSC Code of State Bank of India AMBIKAPUR branch is SBIN0000310. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of State Bank of India AMBIKAPUR?

The MICR code of this branch is 497002002. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of State Bank of India AMBIKAPUR?

The branch is located at AMBIKAPUR, SURGUJA, CHHATISGARH, PIN 497001, in SURGUJA, AMBIKAPUR District, CHANDIGARH State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.