RBL Bank KAGAL IFSC Code: RATN0000096
KOLHAPUR, KOLHAPUR, MAHARASHTRA • MICR: 416176009
How to find IFSC Code RATN0000096 branch for KAGAL?
It is critical to find and verify the correct IFSC code RATN0000096 for the KAGAL branch of RBL Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify RATN0000096 IFSC Code?
The best and simplest place to verify the RATN0000096 IFSC code for KAGAL branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
RATN0000096 is the unique IFSC Code assigned to the KAGAL branch of RBL Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the KAGAL branch is THE RATNAKAR BANK LTD,AMEYA COMPLEX,C S NO.3611, 3612, 3613BRAHMAPURI, KAGAL, DIST KOLHAPUR 416 126, located in the KOLHAPUR district of MAHARASHTRA state (Center/City: KOLHAPUR).
IFSC Code Structure for RBL Bank
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC RATN0000096
You can transfer funds to any account in RBL Bank KAGAL branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • RBL Bank - KAGAL
What is the IFSC code of RBL Bank KAGAL?
The IFSC Code of RBL Bank KAGAL branch is RATN0000096. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of RBL Bank KAGAL?
The MICR code of this branch is 416176009. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of RBL Bank KAGAL?
The branch is located at THE RATNAKAR BANK LTD,AMEYA COMPLEX,C S NO.3611, 3612, 3613BRAHMAPURI, KAGAL, DIST KOLHAPUR 416 126, in KOLHAPUR, KOLHAPUR District, MAHARASHTRA State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.