Verified RBI IFSC Record

RBL Bank MIRAJ IFSC Code: RATN0000004

SANGLI, SANGLI, MAHARASHTRA • MICR: 416176154

Official IFSC Code
RATN0000004
Cheque MICR Code
416176154
SWIFT / BIC Code
RATNINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
RBL Bank
Branch Name
MIRAJ
SWIFT / BIC Code
RATNINBBXXX
International wire inward remittance routing
Cheque MICR Code
416176154
City / Center
SANGLI
District
SANGLI
State
MAHARASHTRA
Complete Address
THE RATNAKAR BANK LTD,HIGH SCHOOL ROAD,JAWAHAR CHOWK, SHIVRAJ COMPLEX,MIRAJ 416410.
Branch Contact
N/A
Customer Care / Toll-Free
1800 1200 1200 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code RATN0000004 branch for MIRAJ?

It is critical to find and verify the correct IFSC code RATN0000004 for the MIRAJ branch of RBL Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify RATN0000004 IFSC Code?

The best and simplest place to verify the RATN0000004 IFSC code for MIRAJ branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

RATN0000004 is the unique IFSC Code assigned to the MIRAJ branch of RBL Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the MIRAJ branch is THE RATNAKAR BANK LTD,HIGH SCHOOL ROAD,JAWAHAR CHOWK, SHIVRAJ COMPLEX,MIRAJ 416410., located in the SANGLI district of MAHARASHTRA state (Center/City: SANGLI).

IFSC Code Structure for RBL Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

RATN
First 4 Characters Represents the Bank Name (RBL Bank)
0
5th Character Always 0 (Zero), reserved for future use
000004
Last 6 Characters Uniquely identifies the MIRAJ branch

Online Fund Transfer Options using IFSC RATN0000004

You can transfer funds to any account in RBL Bank MIRAJ branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • RBL Bank - MIRAJ

What is the IFSC code of RBL Bank MIRAJ?

The IFSC Code of RBL Bank MIRAJ branch is RATN0000004. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of RBL Bank MIRAJ?

The MICR code of this branch is 416176154. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of RBL Bank MIRAJ?

The branch is located at THE RATNAKAR BANK LTD,HIGH SCHOOL ROAD,JAWAHAR CHOWK, SHIVRAJ COMPLEX,MIRAJ 416410., in SANGLI, SANGLI District, MAHARASHTRA State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.