Verified RBI IFSC Record

Punjab National Bank KACHNAR - VARANASI IFSC Code: PUNB0159310

VARANASI, KACHNAR -VARANASI, UTTAR PRADESH • MICR: PUNB01593

Official IFSC Code
PUNB0159310
Cheque MICR Code
PUNB01593
SWIFT / BIC Code
PUNBINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Punjab National Bank
Branch Name
KACHNAR - VARANASI
SWIFT / BIC Code
PUNBINBBXXX
International wire inward remittance routing
Cheque MICR Code
PUNB01593
City / Center
VARANASI
District
KACHNAR -VARANASI
State
UTTAR PRADESH
Complete Address
VILL-KACHNAR PO-RAJATALAB,VARANASI 221311
Branch Contact
+91 54230 00000 Call
Customer Care / Toll-Free
1800 1800 / 1800 2021 / 0120-2490000 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code PUNB0159310 branch for KACHNAR - VARANASI?

It is critical to find and verify the correct IFSC code PUNB0159310 for the KACHNAR - VARANASI branch of Punjab National Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify PUNB0159310 IFSC Code?

The best and simplest place to verify the PUNB0159310 IFSC code for KACHNAR - VARANASI branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

PUNB0159310 is the unique IFSC Code assigned to the KACHNAR - VARANASI branch of Punjab National Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the KACHNAR - VARANASI branch is VILL-KACHNAR PO-RAJATALAB,VARANASI 221311, located in the KACHNAR -VARANASI district of UTTAR PRADESH state (Center/City: VARANASI).

IFSC Code Structure for Punjab National Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

PUNB
First 4 Characters Represents the Bank Name (Punjab National Bank)
0
5th Character Always 0 (Zero), reserved for future use
159310
Last 6 Characters Uniquely identifies the KACHNAR - VARANASI branch

Online Fund Transfer Options using IFSC PUNB0159310

You can transfer funds to any account in Punjab National Bank KACHNAR - VARANASI branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Punjab National Bank - KACHNAR - VARANASI

What is the IFSC code of Punjab National Bank KACHNAR - VARANASI?

The IFSC Code of Punjab National Bank KACHNAR - VARANASI branch is PUNB0159310. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Punjab National Bank KACHNAR - VARANASI?

The MICR code of this branch is PUNB01593. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Punjab National Bank KACHNAR - VARANASI?

The branch is located at VILL-KACHNAR PO-RAJATALAB,VARANASI 221311, in VARANASI, KACHNAR -VARANASI District, UTTAR PRADESH State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.