Punjab National Bank VARANASI NICHI BAGH, DISTT. VA IFSC Code: PUNB0046400
VARANASI, VARANASI, UTTAR PRADESH • MICR: 221024002
How to find IFSC Code PUNB0046400 branch for VARANASI NICHI BAGH, DISTT. VA?
It is critical to find and verify the correct IFSC code PUNB0046400 for the VARANASI NICHI BAGH, DISTT. VA branch of Punjab National Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify PUNB0046400 IFSC Code?
The best and simplest place to verify the PUNB0046400 IFSC code for VARANASI NICHI BAGH, DISTT. VA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
PUNB0046400 is the unique IFSC Code assigned to the VARANASI NICHI BAGH, DISTT. VA branch of Punjab National Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the VARANASI NICHI BAGH, DISTT. VA branch is NAGERMAHA PALIKA NICHI BAGH VARANASI, located in the VARANASI district of UTTAR PRADESH state (Center/City: VARANASI).
IFSC Code Structure for Punjab National Bank
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC PUNB0046400
You can transfer funds to any account in Punjab National Bank VARANASI NICHI BAGH, DISTT. VA branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Punjab National Bank - VARANASI NICHI BAGH, DISTT. VA
What is the IFSC code of Punjab National Bank VARANASI NICHI BAGH, DISTT. VA?
The IFSC Code of Punjab National Bank VARANASI NICHI BAGH, DISTT. VA branch is PUNB0046400. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Punjab National Bank VARANASI NICHI BAGH, DISTT. VA?
The MICR code of this branch is 221024002. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Punjab National Bank VARANASI NICHI BAGH, DISTT. VA?
The branch is located at NAGERMAHA PALIKA NICHI BAGH VARANASI, in VARANASI, VARANASI District, UTTAR PRADESH State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.