Verified RBI IFSC Record

Punjab & Sind Bank GANDHI ROAD AHMEDABAD IFSC Code: PSIB0000240

AHMADABAD, AHMEDABAD, GUJARAT • MICR: 380023002

Official IFSC Code
PSIB0000240
Cheque MICR Code
380023002
SWIFT / BIC Code
PSIBINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Punjab & Sind Bank
Branch Name
GANDHI ROAD AHMEDABAD
SWIFT / BIC Code
PSIBINBBXXX
International wire inward remittance routing
Cheque MICR Code
380023002
City / Center
AHMADABAD
District
AHMEDABAD
State
GUJARAT
Complete Address
GANDHI ROAD, AHMEDABAD-380001
Branch Contact
91792145869 Call
Customer Care / Toll-Free
1800 419 8300 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code PSIB0000240 branch for GANDHI ROAD AHMEDABAD?

It is critical to find and verify the correct IFSC code PSIB0000240 for the GANDHI ROAD AHMEDABAD branch of Punjab & Sind Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify PSIB0000240 IFSC Code?

The best and simplest place to verify the PSIB0000240 IFSC code for GANDHI ROAD AHMEDABAD branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

PSIB0000240 is the unique IFSC Code assigned to the GANDHI ROAD AHMEDABAD branch of Punjab & Sind Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the GANDHI ROAD AHMEDABAD branch is GANDHI ROAD, AHMEDABAD-380001, located in the AHMEDABAD district of GUJARAT state (Center/City: AHMADABAD).

IFSC Code Structure for Punjab & Sind Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

PSIB
First 4 Characters Represents the Bank Name (Punjab & Sind Bank)
0
5th Character Always 0 (Zero), reserved for future use
000240
Last 6 Characters Uniquely identifies the GANDHI ROAD AHMEDABAD branch

Online Fund Transfer Options using IFSC PSIB0000240

You can transfer funds to any account in Punjab & Sind Bank GANDHI ROAD AHMEDABAD branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Punjab & Sind Bank - GANDHI ROAD AHMEDABAD

What is the IFSC code of Punjab & Sind Bank GANDHI ROAD AHMEDABAD?

The IFSC Code of Punjab & Sind Bank GANDHI ROAD AHMEDABAD branch is PSIB0000240. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Punjab & Sind Bank GANDHI ROAD AHMEDABAD?

The MICR code of this branch is 380023002. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Punjab & Sind Bank GANDHI ROAD AHMEDABAD?

The branch is located at GANDHI ROAD, AHMEDABAD-380001, in AHMADABAD, AHMEDABAD District, GUJARAT State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.