Jana Small Finance Bank BARAGRAM IFSC Code: JSFB0004893
GANJAM, GANJAM, ODISHA • MICR: 761788102
How to find IFSC Code JSFB0004893 branch for BARAGRAM?
It is critical to find and verify the correct IFSC code JSFB0004893 for the BARAGRAM branch of Jana Small Finance Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify JSFB0004893 IFSC Code?
The best and simplest place to verify the JSFB0004893 IFSC code for BARAGRAM branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
JSFB0004893 is the unique IFSC Code assigned to the BARAGRAM branch of Jana Small Finance Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the BARAGRAM branch is JANA SMALL FINANCE BANK,GRAM PANCHAYAT OFFICE BARAGAM,PO BD PUR,DIST GANJAM,STATEODISHA,PIN 761120, located in the GANJAM district of ODISHA state (Center/City: GANJAM).
IFSC Code Structure for Jana Small Finance Bank
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC JSFB0004893
You can transfer funds to any account in Jana Small Finance Bank BARAGRAM branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • Jana Small Finance Bank - BARAGRAM
What is the IFSC code of Jana Small Finance Bank BARAGRAM?
The IFSC Code of Jana Small Finance Bank BARAGRAM branch is JSFB0004893. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of Jana Small Finance Bank BARAGRAM?
The MICR code of this branch is 761788102. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of Jana Small Finance Bank BARAGRAM?
The branch is located at JANA SMALL FINANCE BANK,GRAM PANCHAYAT OFFICE BARAGAM,PO BD PUR,DIST GANJAM,STATEODISHA,PIN 761120, in GANJAM, GANJAM District, ODISHA State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.