Verified RBI IFSC Record

Jammu and Kashmir Bank ASHMUQAM IFSC Code: JAKA0SAKHIE

ANANTNAG, ANANTNAG, JAMMU AND KASHMIR • MICR: 192051011

Official IFSC Code
JAKA0SAKHIE
Cheque MICR Code
192051011
SWIFT / BIC Code
JAKAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Jammu and Kashmir Bank
Branch Name
ASHMUQAM
SWIFT / BIC Code
JAKAINBBXXX
International wire inward remittance routing
Cheque MICR Code
192051011
City / Center
ANANTNAG
District
ANANTNAG
State
JAMMU AND KASHMIR
Complete Address
J K BANK, AUQAF BUILDING AISHMUQAM
Branch Contact
91193242272 Call
Customer Care / Toll-Free
1800 890 2122 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code JAKA0SAKHIE branch for ASHMUQAM?

It is critical to find and verify the correct IFSC code JAKA0SAKHIE for the ASHMUQAM branch of Jammu and Kashmir Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify JAKA0SAKHIE IFSC Code?

The best and simplest place to verify the JAKA0SAKHIE IFSC code for ASHMUQAM branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

JAKA0SAKHIE is the unique IFSC Code assigned to the ASHMUQAM branch of Jammu and Kashmir Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the ASHMUQAM branch is J K BANK, AUQAF BUILDING AISHMUQAM, located in the ANANTNAG district of JAMMU AND KASHMIR state (Center/City: ANANTNAG).

IFSC Code Structure for Jammu and Kashmir Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

JAKA
First 4 Characters Represents the Bank Name (Jammu and Kashmir Bank)
0
5th Character Always 0 (Zero), reserved for future use
SAKHIE
Last 6 Characters Uniquely identifies the ASHMUQAM branch

Online Fund Transfer Options using IFSC JAKA0SAKHIE

You can transfer funds to any account in Jammu and Kashmir Bank ASHMUQAM branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Jammu and Kashmir Bank - ASHMUQAM

What is the IFSC code of Jammu and Kashmir Bank ASHMUQAM?

The IFSC Code of Jammu and Kashmir Bank ASHMUQAM branch is JAKA0SAKHIE. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Jammu and Kashmir Bank ASHMUQAM?

The MICR code of this branch is 192051011. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Jammu and Kashmir Bank ASHMUQAM?

The branch is located at J K BANK, AUQAF BUILDING AISHMUQAM, in ANANTNAG, ANANTNAG District, JAMMU AND KASHMIR State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.