Verified RBI IFSC Record

Jammu and Kashmir Bank EBU SARNA IFSC Code: JAKA0EBSARN

SAMBA, SAMBA, JAMMU AND KASHMIR • MICR: JAKA0EBSA

Official IFSC Code
JAKA0EBSARN
Cheque MICR Code
JAKA0EBSA
SWIFT / BIC Code
JAKAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Jammu and Kashmir Bank
Branch Name
EBU SARNA
SWIFT / BIC Code
JAKAINBBXXX
International wire inward remittance routing
Cheque MICR Code
JAKA0EBSA
City / Center
SAMBA
District
SAMBA
State
JAMMU AND KASHMIR
Complete Address
VILLAGE SARNA TEHSIL SAMBA DISTT SAMBA
Branch Contact
+91 95970 00000 Call
Customer Care / Toll-Free
1800 890 2122 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code JAKA0EBSARN branch for EBU SARNA?

It is critical to find and verify the correct IFSC code JAKA0EBSARN for the EBU SARNA branch of Jammu and Kashmir Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify JAKA0EBSARN IFSC Code?

The best and simplest place to verify the JAKA0EBSARN IFSC code for EBU SARNA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

JAKA0EBSARN is the unique IFSC Code assigned to the EBU SARNA branch of Jammu and Kashmir Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the EBU SARNA branch is VILLAGE SARNA TEHSIL SAMBA DISTT SAMBA, located in the SAMBA district of JAMMU AND KASHMIR state (Center/City: SAMBA).

IFSC Code Structure for Jammu and Kashmir Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

JAKA
First 4 Characters Represents the Bank Name (Jammu and Kashmir Bank)
0
5th Character Always 0 (Zero), reserved for future use
EBSARN
Last 6 Characters Uniquely identifies the EBU SARNA branch

Online Fund Transfer Options using IFSC JAKA0EBSARN

You can transfer funds to any account in Jammu and Kashmir Bank EBU SARNA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Jammu and Kashmir Bank - EBU SARNA

What is the IFSC code of Jammu and Kashmir Bank EBU SARNA?

The IFSC Code of Jammu and Kashmir Bank EBU SARNA branch is JAKA0EBSARN. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Jammu and Kashmir Bank EBU SARNA?

The MICR code of this branch is JAKA0EBSA. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Jammu and Kashmir Bank EBU SARNA?

The branch is located at VILLAGE SARNA TEHSIL SAMBA DISTT SAMBA, in SAMBA, SAMBA District, JAMMU AND KASHMIR State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.