Verified RBI IFSC Record

Jammu and Kashmir Bank ARNIA IFSC Code: JAKA0EARNIA

JAMMU, JAMMU, JAMMU AND KASHMIR • MICR: 180051068

Official IFSC Code
JAKA0EARNIA
Cheque MICR Code
180051068
SWIFT / BIC Code
JAKAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Jammu and Kashmir Bank
Branch Name
ARNIA
SWIFT / BIC Code
JAKAINBBXXX
International wire inward remittance routing
Cheque MICR Code
180051068
City / Center
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR
Complete Address
BILLS POST OFFICE ARNIA NEAR POLICE STATION
Branch Contact
+91 19230 00000 Call
Customer Care / Toll-Free
1800 890 2122 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code JAKA0EARNIA branch for ARNIA?

It is critical to find and verify the correct IFSC code JAKA0EARNIA for the ARNIA branch of Jammu and Kashmir Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify JAKA0EARNIA IFSC Code?

The best and simplest place to verify the JAKA0EARNIA IFSC code for ARNIA branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

JAKA0EARNIA is the unique IFSC Code assigned to the ARNIA branch of Jammu and Kashmir Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the ARNIA branch is BILLS POST OFFICE ARNIA NEAR POLICE STATION, located in the JAMMU district of JAMMU AND KASHMIR state (Center/City: JAMMU).

IFSC Code Structure for Jammu and Kashmir Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

JAKA
First 4 Characters Represents the Bank Name (Jammu and Kashmir Bank)
0
5th Character Always 0 (Zero), reserved for future use
EARNIA
Last 6 Characters Uniquely identifies the ARNIA branch

Online Fund Transfer Options using IFSC JAKA0EARNIA

You can transfer funds to any account in Jammu and Kashmir Bank ARNIA branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Jammu and Kashmir Bank - ARNIA

What is the IFSC code of Jammu and Kashmir Bank ARNIA?

The IFSC Code of Jammu and Kashmir Bank ARNIA branch is JAKA0EARNIA. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Jammu and Kashmir Bank ARNIA?

The MICR code of this branch is 180051068. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Jammu and Kashmir Bank ARNIA?

The branch is located at BILLS POST OFFICE ARNIA NEAR POLICE STATION, in JAMMU, JAMMU District, JAMMU AND KASHMIR State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.