Verified RBI IFSC Record

Jammu and Kashmir Bank KOTRANKA BUDHAL IFSC Code: JAKA0BUDHAL

RAJOURI, RAJOURI, JAMMU AND KASHMIR • MICR: 185051010

Official IFSC Code
JAKA0BUDHAL
Cheque MICR Code
185051010
SWIFT / BIC Code
JAKAINBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
Jammu and Kashmir Bank
Branch Name
KOTRANKA BUDHAL
SWIFT / BIC Code
JAKAINBBXXX
International wire inward remittance routing
Cheque MICR Code
185051010
City / Center
RAJOURI
District
RAJOURI
State
JAMMU AND KASHMIR
Complete Address
KOTRANKA,RAJOURI
Branch Contact
+91 94190 00000 Call
Customer Care / Toll-Free
1800 890 2122 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code JAKA0BUDHAL branch for KOTRANKA BUDHAL?

It is critical to find and verify the correct IFSC code JAKA0BUDHAL for the KOTRANKA BUDHAL branch of Jammu and Kashmir Bank before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify JAKA0BUDHAL IFSC Code?

The best and simplest place to verify the JAKA0BUDHAL IFSC code for KOTRANKA BUDHAL branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

JAKA0BUDHAL is the unique IFSC Code assigned to the KOTRANKA BUDHAL branch of Jammu and Kashmir Bank. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the KOTRANKA BUDHAL branch is KOTRANKA,RAJOURI, located in the RAJOURI district of JAMMU AND KASHMIR state (Center/City: RAJOURI).

IFSC Code Structure for Jammu and Kashmir Bank

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

JAKA
First 4 Characters Represents the Bank Name (Jammu and Kashmir Bank)
0
5th Character Always 0 (Zero), reserved for future use
BUDHAL
Last 6 Characters Uniquely identifies the KOTRANKA BUDHAL branch

Online Fund Transfer Options using IFSC JAKA0BUDHAL

You can transfer funds to any account in Jammu and Kashmir Bank KOTRANKA BUDHAL branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • Jammu and Kashmir Bank - KOTRANKA BUDHAL

What is the IFSC code of Jammu and Kashmir Bank KOTRANKA BUDHAL?

The IFSC Code of Jammu and Kashmir Bank KOTRANKA BUDHAL branch is JAKA0BUDHAL. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of Jammu and Kashmir Bank KOTRANKA BUDHAL?

The MICR code of this branch is 185051010. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of Jammu and Kashmir Bank KOTRANKA BUDHAL?

The branch is located at KOTRANKA,RAJOURI, in RAJOURI, RAJOURI District, JAMMU AND KASHMIR State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.