IDBI THE KERALA STATE CO OPERATIVE BANK LTD IFSC Code: IBKL046KS18
IDUKKI, IDIKKI, KERALA • MICR: IBKL046KS
How to find IFSC Code IBKL046KS18 branch for THE KERALA STATE CO OPERATIVE BANK LTD?
It is critical to find and verify the correct IFSC code IBKL046KS18 for the THE KERALA STATE CO OPERATIVE BANK LTD branch of IDBI before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.
How to verify IBKL046KS18 IFSC Code?
The best and simplest place to verify the IBKL046KS18 IFSC code for THE KERALA STATE CO OPERATIVE BANK LTD branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.
IBKL046KS18 is the unique IFSC Code assigned to the THE KERALA STATE CO OPERATIVE BANK LTD branch of IDBI. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the THE KERALA STATE CO OPERATIVE BANK LTD branch is CHERUTHONI JUNCTION, CHERUTHONI, IDUKKI COLONY PO, IDUKKI 685602, located in the IDIKKI district of KERALA state (Center/City: IDUKKI).
IFSC Code Structure for IDBI
Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:
Online Fund Transfer Options using IFSC IBKL046KS18
You can transfer funds to any account in IDBI THE KERALA STATE CO OPERATIVE BANK LTD branch using the following Reserve Bank of India electronic payment mechanisms:
| Transfer Mode | Settlement Speed | Minimum Transfer | Maximum Limit | Availability |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Batches settled every 30 minutes | ₹1 (No minimum limit) | No upper ceiling (Per bank policy) | 24x7x365 |
| RTGS (Real Time Gross Settlement) | Instant, Real-time Gross Settlement | ₹2,00,000 (Two Lakhs) | No upper ceiling for high-value payments | 24x7x365 |
| IMPS (Immediate Payment Service) | Instant within seconds via Mobile/Net Banking | ₹1 | Up to ₹5,00,000 per transaction | 24x7x365 |
| UPI (Unified Payments Interface) | Instant mobile payment via VPA / Account+IFSC | ₹1 | Up to ₹1,00,000 – ₹5,00,000 per day | 24x7x365 |
Frequently Asked Questions (FAQ) • IDBI - THE KERALA STATE CO OPERATIVE BANK LTD
What is the IFSC code of IDBI THE KERALA STATE CO OPERATIVE BANK LTD?
The IFSC Code of IDBI THE KERALA STATE CO OPERATIVE BANK LTD branch is IBKL046KS18. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.
What is the MICR code of IDBI THE KERALA STATE CO OPERATIVE BANK LTD?
The MICR code of this branch is IBKL046KS. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).
What is the address of IDBI THE KERALA STATE CO OPERATIVE BANK LTD?
The branch is located at CHERUTHONI JUNCTION, CHERUTHONI, IDUKKI COLONY PO, IDUKKI 685602, in IDUKKI, IDIKKI District, KERALA State.
Can I transfer money to this branch on holidays?
Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.
Fund Transfer Safety Reminder:
Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.