Verified RBI IFSC Record

State Bank of India TORWA, BILASPUR IFSC Code: SBIN0018521

BILASPUR, BILASPUR, CHANDIGARH • MICR: 495002032

Official IFSC Code
SBIN0018521
Cheque MICR Code
495002032
SWIFT / BIC Code
SBININBBXXX
NEFT • RTGS • IMPS • UPI Active
Bank Name
State Bank of India
Branch Name
TORWA, BILASPUR
SWIFT / BIC Code
SBININBBXXX
International wire inward remittance routing
Cheque MICR Code
495002032
City / Center
BILASPUR
District
BILASPUR
State
CHANDIGARH
Complete Address
BESIDES HOTEL INTER CITY, NEAR JAGMAL CHOWK, TORWA BILASPUR, DIST.BILASPUR, CHHATTISGARH-495001
Branch Contact
+91 88780 00000 Call
Customer Care / Toll-Free
1800 1234 / 1800 2100 / 1800 11 2211 Call
Working Hours: Monday to Saturday 10:00 AM – 04:00 PM. (*Banks remain closed on 2nd and 4th Saturdays and all Sundays of the month).
Payment Modes: Cash, Cheque, Demand Draft, NEFT, RTGS, IMPS, UPI, Net Banking.

How to find IFSC Code SBIN0018521 branch for TORWA, BILASPUR?

It is critical to find and verify the correct IFSC code SBIN0018521 for the TORWA, BILASPUR branch of State Bank of India before initiating any electronic fund transfer such as NEFT, RTGS, or IMPS. Indian commercial banks verify the 11-digit IFSC code along with the beneficiary account number, branch details, and account holder name. Any mismatch in the code can result in delayed settlements or failed transactions.

How to verify SBIN0018521 IFSC Code?

The best and simplest place to verify the SBIN0018521 IFSC code for TORWA, BILASPUR branch is on your official bank cheque book or account passbook. By Reserve Bank of India (RBI) regulations, all scheduled banks print the 11-character IFSC code on the top left or top center of every cheque leaf and on the first page of your savings/current account passbook.

SBIN0018521 is the unique IFSC Code assigned to the TORWA, BILASPUR branch of State Bank of India. This code is used for fast and secure inter-bank funds transfers across India. The physical location of the TORWA, BILASPUR branch is BESIDES HOTEL INTER CITY, NEAR JAGMAL CHOWK, TORWA BILASPUR, DIST.BILASPUR, CHHATTISGARH-495001, located in the BILASPUR district of CHANDIGARH state (Center/City: BILASPUR).

IFSC Code Structure for State Bank of India

Every Indian Financial System Code (IFSC) contains exactly 11 alphanumeric characters divided into 3 standardized segments:

SBIN
First 4 Characters Represents the Bank Name (State Bank of India)
0
5th Character Always 0 (Zero), reserved for future use
018521
Last 6 Characters Uniquely identifies the TORWA, BILASPUR branch

Online Fund Transfer Options using IFSC SBIN0018521

You can transfer funds to any account in State Bank of India TORWA, BILASPUR branch using the following Reserve Bank of India electronic payment mechanisms:

Transfer Mode Settlement Speed Minimum Transfer Maximum Limit Availability
NEFT (National Electronic Funds Transfer) Batches settled every 30 minutes ₹1 (No minimum limit) No upper ceiling (Per bank policy) 24x7x365
RTGS (Real Time Gross Settlement) Instant, Real-time Gross Settlement ₹2,00,000 (Two Lakhs) No upper ceiling for high-value payments 24x7x365
IMPS (Immediate Payment Service) Instant within seconds via Mobile/Net Banking ₹1 Up to ₹5,00,000 per transaction 24x7x365
UPI (Unified Payments Interface) Instant mobile payment via VPA / Account+IFSC ₹1 Up to ₹1,00,000 – ₹5,00,000 per day 24x7x365

Frequently Asked Questions (FAQ) • State Bank of India - TORWA, BILASPUR

What is the IFSC code of State Bank of India TORWA, BILASPUR?

The IFSC Code of State Bank of India TORWA, BILASPUR branch is SBIN0018521. It is registered with the Reserve Bank of India for NEFT, RTGS, and IMPS inter-bank electronic clearing.

What is the MICR code of State Bank of India TORWA, BILASPUR?

The MICR code of this branch is 495002032. This 9-digit code is printed at the bottom of bank cheques for automated clearing under the Cheque Truncation System (CTS-2010).

What is the address of State Bank of India TORWA, BILASPUR?

The branch is located at BESIDES HOTEL INTER CITY, NEAR JAGMAL CHOWK, TORWA BILASPUR, DIST.BILASPUR, CHHATTISGARH-495001, in BILASPUR, BILASPUR District, CHANDIGARH State.

Can I transfer money to this branch on holidays?

Yes. Digital fund transfers via NEFT, RTGS, IMPS, and UPI operate 24 hours a day, 365 days a year, including Sundays, second/fourth Saturdays, and public national holidays.

Fund Transfer Safety Reminder:

Always double-check the recipient's bank account number and branch IFSC code before authorizing transfers on internet banking or mobile apps. Bank IFSC Code Dekho is an independent reference directory and does not conduct or intermediate financial transactions.